Putnam County, Florida
Sell your land in San Mateo for cash
Parcel Buyers buys vacant land in San Mateo for cash, including inland homesites and lots near the St. Johns River corridor. You get a written, no-obligation cash offer within 24 hours, and closings run through an independent title company, typically in about 10 days, with no fees or commissions.
By Parcel Buyers · · Lot figures from the 2026 Florida property tax roll · How we made this page
Quick answers
- Who buys land for cash in San Mateo?
- Parcel Buyers is a direct land buyer that makes written, no-obligation cash offers on vacant lots and acreage in San Mateo, Putnam County, usually within 24 hours. Sales close through an independent title company, typically in about 10 days, with no fees or commissions to the seller.
- How many vacant lots are in San Mateo?
- The 2026 Florida property tax roll lists 157 vacant residential lots in San Mateo; 16% are one-acre homesites, and the median lot is 0.78 acre.
- How is a cash offer for land in San Mateo set?
- We start from recent sales of similar lots nearby, like the 2025 prices on this page, then adjust for water and sewer, road access, flood zone, lot size and any title issues, and for the time and cost of reselling. You get one written number, not a range.
- How do I know a land buyer in San Mateo is legitimate?
- A real buyer closes through an independent, licensed title company and never asks you to pay anything up front. We never charge sellers a fee, deposit or closing-cost advance, and the title company pays you by check or wire at closing.
- How much are estimated annual ad valorem taxes on a typical vacant lot in San Mateo?
- A typical vacant lot in San Mateo has estimated 2025 ad valorem taxes about $230 a year; most lots here also pay non-ad valorem charges (listed below).
- How many vacant lots in San Mateo got a home on the tax roll in 2025?
- 4 vacant lots in San Mateo changed from vacant-residential use to a home with new-construction evidence on the 2026 preliminary tax roll.
Local data
San Mateo land at a glance
Tax-roll figures cover parcels whose property address city is San Mateo in Putnam County. Local rules and services are sourced below.
| Vacant residential lots | 157 parcels classified vacant residential on the 2026 tax roll [1] |
|---|---|
| Most common lot size | One-acre homesite (40,000–46,000 sq ft): 16% of vacant lots; next, quarter-acre lot at 12%. Median lot: 0.78 acre (34,190 sq ft). [1] |
| Typical assessed value | $20,000 median just (market) value for a vacant lot; the middle half fall between $7,600 and $31,400 [1] |
| Recent lot sale prices | Too few arm's-length vacant-lot sales in 2025 to report a reliable median for San Mateo [1] |
| County jurisdiction | San Mateo is not one of Putnam County's five listed municipal permit jurisdictions. Putnam County Development Services handles building permits and zoning review for land in the unincorporated community. [2],[3],[4] |
| St. Johns River corridor | Putnam County places San Mateo along its 60.7-mile St. Johns River paddling trail. The river corridor is a major local recreation feature, but waterfront access must be established parcel by parcel. [10] |
| County water system | Putnam's comprehensive plan describes the East Putnam County Water System in the East Palatka and San Mateo area. It reports four wells, 0.93 million gallons per day of treatment capacity and 0.28 MGD in average daily flows. [5] |
| Water extension progress | A January 2026 county update reports 380 meters installed for the San Mateo water extension. Plumbers had completed 133 installations, 29 more were under contract and 16 were out to bid. [6] |
| Septic review | The Florida Department of Health in Putnam County continues to permit and inspect onsite sewage systems. Aerobic treatment units and performance-based treatment systems require operating permits. [7] |
| Road assessments | Putnam County has authorized 28 separate MSBU projects for road maintenance or paving. The Property Appraiser says their costs are assigned to owners in the community or neighborhood that benefits. [8] |
| Flood map review | Putnam's FEMA flood study covers the county's unincorporated areas. Its countywide map shows floodplains, floodways and selected cross sections, but the study does not classify every parcel in this page's address scope. [9] |
| Vacant lots that got a home on the tax roll in 2025 | 4 recorded with new-construction evidence. [1] |
| Typical annual ad valorem taxes | A typical vacant lot in San Mateo has estimated 2025 ad valorem taxes about $230 a year; most lots here also pay non-ad valorem charges (listed below). |
| 2026 so far (Jan-Jun) | County-level for Putnam County: 336 recorded vacant-lot sales; median $8,500. [1] |
Pricing
What is a lot in San Mateo worth?
These are open-market sale prices. A direct cash offer is usually lower, because a cash buyer closes in days and takes on the time and cost of reselling the lot.
See what similar lots sold for
What moves the price in San Mateo
System figures do not confirm service to one lot
Putnam's comprehensive plan places the East Putnam County Water System in the East Palatka and San Mateo area. It reports four wells, a treatment plant with 0.93 million gallons per day of permitted capacity and 0.28 MGD in average daily flows. A January 2026 update separately reports 380 installed meters, 133 plumber-completed installations, 29 under contract and 16 out to bid. Neither document identifies which vacant parcels in this page's address scope have an active connection. [5],[6],[7]
River-corridor facts do not prove waterfront access
Putnam County lists San Mateo among the communities along its 60.7-mile St. Johns River paddling trail. The same page says Putnam County has nine public landings directly on the river and 20 public landings on attached waterways, but it does not identify a landing or river frontage for every San Mateo parcel. FEMA's countywide flood study maps floodplains and floodways. Use the parcel's own location and current map information rather than treating the mailing city as proof of waterfront access or flood status. [10],[9]
Road MSBU charges depend on the benefiting area
Putnam County's Property Appraiser says the county has authorized 28 separate MSBU projects for road maintenance or paving. It defines an MSBU as a method of assigning project costs to property owners in the community or neighborhood that benefits. The office also says these special assessments are placed on the tax bill by the Tax Collector under an agreement with the County Commission. That means a San Mateo mailing address alone does not establish whether a particular lot has a road assessment. [8]
The small sale sample does not establish a trend
The 2026 tax roll identifies 157 vacant residential parcels in the San Mateo address scope. The median lot is 0.78 acres, the most common size group is one-acre homesite, and the median property-appraiser just value is $20,000, with the middle half from $7,600–$31,400. Only four 2025 arm's-length, single-parcel vacant-lot sales met the page's rules, and no median is published for that sample. It is too small to support a price-trend claim, so parcel condition and current market evidence remain essential. [1]
Common situations
Selling land in San Mateo in these situations
Your lot is near the water extension but not connected
Yes, Parcel Buyers buys vacant lots without a confirmed water connection. Putnam County's January 2026 update gives project totals—380 installed meters, 133 plumber-completed installations, 29 under contract and 16 out to bid—but does not identify every parcel served. The health department continues septic permitting and inspection. We check utilities, access and title before offering; you do not need to order a meter first. [6],[5],[7]
A road assessment appears on the tax bill
A road MSBU assessment does not prevent you from requesting a cash offer. Putnam County explains that MSBUs assign road-maintenance or paving project costs to owners in the benefiting community or neighborhood, and that the special assessments appear on tax bills. Parcel Buyers reviews the title and tax information before offering. The source does not say every San Mateo parcel belongs to the same unit or owes the same charge. [8]
The property is low or seasonally wet
Parcel Buyers can consider a low or seasonally wet lot in its present condition. FEMA's Putnam County study covers unincorporated areas and says the countywide map shows the 1% and 0.2% annual-chance floodplains, floodways and selected cross sections. The county health department continues septic permitting and inspection. We check those records, access and title before offering; you do not need to clear the land or complete a septic design first. [9],[7]
Step by step
How do I sell my land in San Mateo?
From your first message to money in hand, with nothing left out. Requesting an offer costs nothing and commits you to nothing.
See every detail of the process-
Tell us about your land
Fill out the short form (about 60 seconds) or email us. A land specialist reaches out to confirm the details, usually the same business day.
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Get your cash offer within 24 hours
We review the property and send a written, no-obligation cash offer within 24 hours. It is a real number, not a range. Take it or leave it, with no pressure either way.
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Sign electronically
If you accept, everyone signs the purchase agreement electronically. There is nothing to print or mail at this stage.
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We inspect, the title company verifies
Our team inspects the land and an independent title company runs a title search for liens or taxes owed. If the land does not pass inspection, you are never charged anything.
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Close and get paid
The title company prepares the closing documents for notarization and issues your funds by standard check, overnight check, or wire transfer. A typical sale closes in 10 days.
Questions
Selling land in San Mateo: common questions
Is San Mateo an incorporated city?
No. San Mateo is not listed as an incorporated municipality by the Florida Department of State, and Putnam County's permit page identifies separate offices only for Crescent City, Palatka, Interlachen, Pomona Park and Welaka. County Development Services is the starting point for local permit and zoning questions.
Who issues building permits in San Mateo?
Putnam County Building Department issues permits for property under county jurisdiction. Its Planning and Zoning page directs owners to the Property Appraiser's parcel record, which shows the municipal jurisdiction, zoning district and future land use designation. Owners should verify jurisdiction and zoning before relying on a property-address city or a neighboring home's use.
Does every San Mateo lot have county water?
No. Putnam County's comprehensive plan describes the East Putnam system for the East Palatka and San Mateo area, while the January 2026 project update reports installed meters and connection work. Those are system and project totals, not a list showing county water at every parcel. Ask the county to confirm service for the specific lot.
Can a vacant lot owe a road MSBU assessment?
Yes, if it lies inside one of Putnam County's benefiting road MSBUs. The Property Appraiser says the county has 28 separate road-maintenance and paving units. The current tax bill and unit boundary are the reliable sources for a particular parcel; the San Mateo mailing address alone does not establish the charge.
Do four 2025 lot sales show what my land is worth?
No. Four qualifying sales are too few for this page to publish a local median or describe a price trend. The cited county records provide system-level water figures, countywide flood information and an explanation of road MSBUs; none sets a value for one San Mateo parcel. A cash offer therefore needs parcel-specific records and inspection.
Owner resources
Guides for your situation
- How Cash Land Buyers Price Offers
A cash-land offer may start with verified sales of land with similar use, then adjust those sales for meaningful differences.[1] Buyers may also account for access, utilities, legal use, size, shape, flood and soil questions, title issues, demand, and costs and risk they will carry. No universal assessed-value percentage applies. Compare each written offer by expected net proceeds, contingencies, seller work, and timing—not one asking price or headline number.
- Can You Build on a Vacant Lot?
Maybe. A vacant lot is buildable only if the proposed use fits the rules that apply to that parcel and the site can satisfy access, utility, environmental, and permit requirements. Start with the local planning or zoning office, confirm that the parcel is a legal lot, and get a written parcel-specific answer. A zoning label or tax parcel number alone is not approval to build.[1][2]
- Cape Coral North 1 East UEP Assessment for Lot Owners
North 1 East's first amortized UEP installment is scheduled for the November 2026 tax bill. For the City's sample 10,000-square-foot parcel receiving all three utilities, maximum annual installments total $3,385 over 30 years, $3,616 over 25 years, or $3,961 over 20 years. The sample's three initial-prepayment amounts totaled $32,288, but each parcel's mailed notice controls.[1][2][3][4]
More places in Putnam County
Your written offer
Get your cash offer
Four short steps, about 60 seconds. We review your property and send a written, no-obligation cash offer within 24 hours. You can take it or leave it.
What happens after you send this
- A land specialist reaches out, usually the same business day, to confirm the details.
- You get a written cash offer within 24 hours: a real number, not a range.
- You decide. Requesting an offer costs nothing and commits you to nothing.
You will never be asked to pay us anything. No deposit, no processing fee, no closing-cost advance.
Nearby areas we buy
- East Palatka
482 vacant lots · 2025 median lot sale $20,000
- Palatka
2,780 vacant lots · 2025 median lot sale $13,800
- Putnam County
51,545 vacant lots countywide
How we made this page
Parcel Buyers is a land-buying company based in Florida. We buy vacant land directly from owners and publish these local pages so owners can see what land in their area is doing before they sell, to us or anyone else. We count the tax-roll figures ourselves from state data, take local rules and fees from the official sources listed below, and use AI tools to help research and draft the text. Every number links to its source, and we update the page when the data changes.
Method and sources
Tax-roll figures cover parcels whose property address city is San Mateo. Source [1] is our own count of the Florida Department of Revenue's 2026 preliminary property tax roll: "vacant residential" means land-use code 000; lot sizes use the land square footage on the roll; values are the county property appraiser's just (market) value as of January 1, 2026; sale prices count only arm's-length sales of a single lot that was vacant when it sold and was still vacant on January 1, 2026 (bulk and multi-parcel deeds removed). Page updated October 8, 2026. Holding-cost estimates use 2025 taxable values and 2025 millage for FDOR vacant-residential code 000 parcels. They cover ad valorem taxes only, not a parcel-specific bill or non-ad valorem assessments. The reviewed 2026 recorded-sale window runs from January through June 2026; unreviewed recent sales are excluded. County-level figures are used on this place page.
- [1] Florida Department of Revenue (data); Parcel Buyers (analysis), Parcel Buyers analysis of the 2026 preliminary Name-Address-Legal (NAL) property tax roll (accessed 2026-10-03)
- [2] Florida Department of State, Florida Cities by County (accessed 2026-10-08)
- [3] Putnam County Government, Building Department (accessed 2026-10-08)
- [4] Putnam County Government, Planning and Zoning (accessed 2026-10-08)
- [5] Putnam County Government, Putnam County Comprehensive Plan (accessed 2026-10-08)
- [6] Putnam County Government, Putnam County Project Updates, January 2026 (accessed 2026-10-08)
- [7] Florida Department of Health in Putnam County, Onsite Sewage Disposal (accessed 2026-10-08)
- [8] Putnam County Property Appraiser, Non-Ad Valorem Assessments (accessed 2026-10-08)
- [9] Putnam County Government and FEMA, Putnam County Flood Insurance Study (accessed 2026-10-08)
- [10] Putnam County Government, St. Johns River Paddling Trail (accessed 2026-10-08)