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Monroe County, Florida

Sell your land in Summerland Key for cash

Parcel Buyers buys vacant land in Summerland Key for cash, including lots waiting on Monroe County’s ROGO process or carrying unresolved utility, flood, habitat, or assessment questions. You get a written, no-obligation cash offer within 24 hours, and closings run through an independent, licensed title company, typically in about 10 days, with no fees or commissions.

Get my cash offer See Summerland Key lot data Or call (239) 893-7771

By Parcel Buyers · · Lot figures from the 2026 Florida property tax roll · How we made this page

Quick answers

Who buys land for cash in Summerland Key?
Parcel Buyers is a direct land buyer that makes written, no-obligation cash offers on vacant lots and acreage in Summerland Key, Monroe County, usually within 24 hours. Sales close through an independent title company, typically in about 10 days, with no fees or commissions to the seller.
How many vacant lots are in Summerland Key?
The 2026 Florida property tax roll lists 158 vacant residential lots in Summerland Key; 29% are patio-home lots, and the median lot is 0.14 acre.
How is a cash offer for land in Summerland Key set?
We start from recent sales of similar lots nearby, like the 2025 prices on this page, then adjust for water and sewer, road access, flood zone, lot size and any title issues, and for the time and cost of reselling. You get one written number, not a range.
How do I know a land buyer in Summerland Key is legitimate?
A real buyer closes through an independent, licensed title company and never asks you to pay anything up front. We never charge sellers a fee, deposit or closing-cost advance, and the title company pays you by check or wire at closing.
How many vacant lots in Summerland Key got a home on the tax roll in 2025?
2 vacant lots in Summerland Key changed from vacant-residential use to a home with new-construction evidence on the 2026 preliminary tax roll.

Local data

Summerland Key land at a glance

Tax-roll figures cover parcels whose property address city is Summerland Key in Monroe County. Local rules and services are sourced below.

Summerland Key vacant land facts
Vacant residential lots 158 parcels classified vacant residential on the 2026 tax roll [1]
Most common lot size Patio-home lot (5,000–7,000 sq ft): 29% of vacant lots; next, standard city lot at 17%. Median lot: 0.14 acre (6,310 sq ft). [1]
Typical assessed value $109,100 median just (market) value for a vacant lot; the middle half fall between $52,900 and $262,000 [1]
Recent lot sale prices Too few arm's-length vacant-lot sales in 2025 to report a reliable median for Summerland Key [1]
Unincorporated county jurisdiction Monroe County lists five municipalities, and Summerland Key is not one of them. County Planning administers unincorporated land-use rules, while the County Building Department issues development permits. [2],[3],[4]
ROGO transition period The last current-pool ROGO period closed July 13, 2026. Monroe County is implementing 657 newly authorized allocations and anticipates a new period on July 13, 2027, although ordinance amendments remain in progress. [5]
Permit points affect feasibility Upper and Lower Keys ROGO scoring gives +4 points for central wastewater and +3 to +6 for lot aggregation. A proposed structure in a V zone loses 6 points, and development in CBRS loses 4. [5]
Regional public water FKAA supplies the Florida Keys through a 130-mile transmission main. Effective October 1, 2026, its 5/8-by-3/4-inch meter schedule lists a $26.81 monthly base, $1,908 tap fee, and $5,722 single-family development charge. [6],[7],[8]
Cudjoe regional sewer district Summerland Key is inside the Cudjoe Regional Wastewater Service District. The system includes a Summerland pump station, a 0.94-million-gallon-per-day plant, 17 transmission miles, and nearly 130 collection miles. [9],[11]
Parcel-specific assessment payoff Cudjoe system charges were initially collected by non-ad valorem assessment. The Tax Collector lists three Cudjoe wastewater assessment categories, and Monroe County supplies parcel-specific payoff information. [11],[13],[12]
Countywide floodplain Monroe County says the entire county is in a floodplain. Base flood elevations range from 6 to 17 feet above mean sea level, while unincorporated residential NFIP policies receive a 25% CRS discount. [14]
Rice rat habitat screening Federal silver rice rat critical habitat includes Summerland Key north of U.S. 1. The overall boundary covers about 9,362 acres, including 8,532 acres with constituent habitat elements. [15]
Private island airport Summerland Key Cove Airport has operated since 1958. Its official SOP describes a private, 15-shareholder facility with a 2,394-foot runway; visiting use requires company approval. [17],[18]
Vacant lots that got a home on the tax roll in 2025 2 recorded with new-construction evidence. [1]
2026 so far (Jan-Jun) County-level for Monroe County: 43 recorded vacant-lot sales; median $268,000. [1]
Aerial photo of Summerland Key, Florida, with the community's outline drawn on it
Summerland Key, Florida aerial: 2022 aerial imagery. Outline: approximate area of the lots counted on this page. Imagery: USDA NAIP via USGS The National Map.
Map of where the vacant lots are in Summerland Key, Florida, shaded by how many vacant lots each hexagon holds
Summerland Key, Florida vacant-lot density map: Each map hexagon groups nearby lots into about 180 acres at H3 resolution 8. Darker shading means more vacant lots on the 2026 roll counted on this page; areas with fewer than 5 lots are not shown. Imagery: USDA NAIP via USGS The National Map.
Patio-home lot 29% Standard city lot 17% Sliver / remnant 16% Micro lot 10% All other sizes 28%
Vacant residential lots in Summerland Key by lot size, 2026 Florida property tax roll [1]. Patio-home lot 29%, Standard city lot 17%, Sliver / remnant 16%, Micro lot 10%, All other sizes 28%.

Pricing

What is a lot in Summerland Key worth?

These are open-market sale prices. A direct cash offer is usually lower, because a cash buyer closes in days and takes on the time and cost of reselling the lot.

See what similar lots sold for

What moves the price in Summerland Key

A ROGO allocation can matter more than lot appearance

Summerland Key is in unincorporated Monroe County, where a new market-rate home ordinarily needs both an approved building permit and a competitive ROGO allocation. The last period for the previous allocation pool closed July 13, 2026. Applications can still be reviewed, but the county says a new ROGO application cannot be submitted until the next period opens. That period is anticipated for July 13, 2027, and the governing amendments are not final. A parcel with documented permit history or allocation status may therefore be easier for a buyer to evaluate than an otherwise similar lot with unresolved status. [3],[4],[5]

Utility readiness changes the buyer’s remaining cost

FKAA is the regional potable-water provider, but a regional main does not prove that a vacant lot already has a meter or paid capacity. Its rates effective October 1, 2026 list a $26.81 monthly base for a 5/8-by-3/4-inch meter, a $1,908 tap fee, and a $5,722 single-family water system-development charge. Summerland Key is also in the Cudjoe wastewater district, whose network includes a pump station on the key. Buyers still need the parcel’s basin, service type, lateral, meter, account, and payoff status rather than assuming every lot is fully connected. [6],[7],[8],[9],[10],[12]

Flood and habitat geometry can alter buildable area

Monroe County states that all county land is in a floodplain and that base flood elevations range from 6 to 17 feet above mean sea level. Its ROGO sheet deducts 6 points when the proposed structure lies in a V zone. North of U.S. 1, Summerland also intersects federally designated silver rice rat critical habitat. The county guide says the designation applies only to work with federal involvement. Where native habitat would be removed, it calls for a vegetation survey and a description of properties within 500 feet, and it flags lots next to native tracts larger than 1 acre. These are screening issues, not proof that an entire parcel is unbuildable. [14],[5],[15]

Small-lot supply and specialized access shape the buyer pool

The median vacant residential parcel in the supplied Summerland Key roll is 0.14 acre, about 6,310, and 29% are patio-home lots. On the Upper and Lower Keys ROGO sheet, combining lots can add +3 to +6 points, so an adjoining parcel may matter disproportionately. Summerland Key also has a privately operated airport whose official SOP lists a 2,394-foot runway. That facility may interest a specialized aviation buyer near the airport, but it does not establish airport access, membership, or value for every parcel. The supplied 2025 qualified-sale sample is too thin to support a local price trend. [1],[5],[18]

Common situations

Selling land in Summerland Key in these situations

You inherited a lot with no clear permit path

You can sell before resolving whether the lot can receive a new-home allocation. Monroe County reviews land use, environmental conditions, building plans, floodplain rules, and other development disciplines. For a new market-rate house, an approved permit must accompany the ROGO application. The previous allocation pool is closed, and the county anticipates the next period in July 2027 while amendments remain pending. The only contingency is our land inspection; a failed inspection costs the seller nothing. [4],[5]

Water, sewer, or an assessment is unresolved

You can sell without first installing a water meter or sewer lateral. FKAA maps Summerland project areas as Basins E, F, and G and publishes service-type overviews, but the map must be checked against the actual parcel. The Tax Collector separately lists Cudjoe wastewater assessment categories, and Monroe County directs owners of unincorporated property to request a parcel payoff. Liens or back taxes can be paid from the sale proceeds at closing, with the seller's consent. [10],[11],[13],[12]

You own the lot from outside Florida

You can sell from outside Florida without traveling. Electronic signing and mail-away closings are available, paid by check or wire, and closing runs through an independent, licensed title company, typically about 10 days after the purchase agreement is signed, depending on title. Monroe County gives wastewater payoff information for unincorporated parcels by email request, so that balance can be checked from out of state. Parcel Buyers checks utilities, access and title before offering. [12]

The lot has flood or habitat uncertainty

A floodplain or habitat flag does not by itself answer whether the lot can be built on. The county says all Monroe County is in a floodplain, but the parcel’s exact zone and base elevation still need map review. Federal silver rice rat critical habitat includes Summerland Key north of U.S. 1, yet the county guide expressly says the designation affects federal actions and does not automatically govern private, local, or state work without federal authorization or funding. Parcel-specific survey, vegetation, agency, and permit facts remain essential. [14],[15]

Step by step

How do I sell my land in Summerland Key?

From your first message to money in hand, with nothing left out. Requesting an offer costs nothing and commits you to nothing.

See every detail of the process

  1. Tell us about your land

    Fill out the short form (about 60 seconds) or email us. A land specialist reaches out to confirm the details, usually the same business day.

  2. Get your cash offer within 24 hours

    We review the property and send a written, no-obligation cash offer within 24 hours. It is a real number, not a range. Take it or leave it, with no pressure either way.

  3. Sign electronically

    If you accept, everyone signs the purchase agreement electronically. There is nothing to print or mail at this stage.

  4. We inspect, the title company verifies

    Our team inspects the land and an independent title company runs a title search for liens or taxes owed. If the land does not pass inspection, you are never charged anything.

  5. Close and get paid

    The title company prepares the closing documents for notarization and issues your funds by standard check, overnight check, or wire transfer. A typical sale closes in 10 days.

Questions

Selling land in Summerland Key: common questions

Who permits a new house on a Summerland Key lot?

Monroe County does. Summerland Key is not one of the county’s five incorporated municipalities. County Planning administers the land-use ordinances for unincorporated areas, and the County Building Department handles planning, environmental, structural, plumbing, electrical, floodplain, and fire reviews. A new market-rate dwelling also ordinarily needs a ROGO allocation.

Does Summerland Key use public water and sewer or wells and septic?

FKAA is the Keys’ public potable-water provider, and Summerland Key is inside the Cudjoe Regional Wastewater Service District. FKAA identifies Summerland Basins E, F, and G and publishes service-type maps. That does not prove a particular vacant lot has a meter, lateral, grinder tank, or active account. If an onsite system applies, Monroe permits still run through the local Florida Department of Health Environmental Public Health program during the state transition.

Is there one annual wastewater or district fee for every vacant lot?

No single Summerland-wide amount was verified. FKAA says the Cudjoe system’s initial development charges were collected through non-ad valorem assessment. The Tax Collector lists Cudjoe Regional Inner Area, Cudjoe Inner Islands Supplemental, and Cudjoe Outer Islands categories. Monroe County provides the payoff for a specific unincorporated parcel. Check the tax bill and payoff rather than applying one number to every lot.

Does being in a floodplain mean the lot cannot be built on?

No. Monroe County says all county land is in a floodplain, so the statement alone cannot establish whether one parcel is buildable. The county reports base flood elevations from 6 to 17 feet above mean sea level and directs owners to obtain a parcel-specific map determination. A proposed structure in a V zone also loses 6 points under the Upper and Lower Keys ROGO criteria.

Can I sell a Summerland Key lot without a ROGO allocation?

Yes. A ROGO allocation concerns permission for a new dwelling, not whether land can be conveyed. The county’s previous allocation pool closed July 13, 2026, and the next period is anticipated for July 13, 2027 while amendments remain unfinished. Building permit applications for new market-rate homes filed after June 12, 2026 are still accepted and reviewed, and approved ones are held until the new period opens.

Owner resources

Guides for your situation

  • How to Sell Land During a Divorce

    Florida land can be sold during a divorce when the people with authority to convey title sign and the sale follows every applicable agreement and court order. Divorce law may treat land as marital even when only one spouse appears on the deed.[1][2] If ownership, signing authority, or the division of proceeds is unsettled, have a Florida attorney and the closing title company resolve those issues before closing.

  • Can You Sell Land With a Lien?

    Yes. Land with a lien can often be sold, but signing a deed does not by itself erase a valid claim. The lien may need to be paid, released, discharged, or otherwise resolved under the law that applies. With the seller's consent, an approved payoff can come from sale proceeds at closing. If the balance or lien is wrong, dispute it before closing and require proof of the cure.

  • Can You Build on a Vacant Lot?

    Maybe. A vacant lot is buildable only if the proposed use fits the rules that apply to that parcel and the site can satisfy access, utility, environmental, and permit requirements. Start with the local planning or zoning office, confirm that the parcel is a legal lot, and get a written parcel-specific answer. A zoning label or tax parcel number alone is not approval to build.[1][2]

More places in Monroe County

Your written offer

Get your cash offer

Four short steps, about 60 seconds. We review your property and send a written, no-obligation cash offer within 24 hours. You can take it or leave it.

What happens after you send this

  1. A land specialist reaches out, usually the same business day, to confirm the details.
  2. You get a written cash offer within 24 hours: a real number, not a range.
  3. You decide. Requesting an offer costs nothing and commits you to nothing.

You will never be asked to pay us anything. No deposit, no processing fee, no closing-cost advance.

What kind of land do you own?

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Nearby areas we buy

How we made this page

Parcel Buyers is a land-buying company based in Florida. We buy vacant land directly from owners and publish these local pages so owners can see what land in their area is doing before they sell, to us or anyone else. We count the tax-roll figures ourselves from state data, take local rules and fees from the official sources listed below, and use AI tools to help research and draft the text. Every number links to its source, and we update the page when the data changes.

Method and sources

Tax-roll figures cover parcels whose property address city is Summerland Key. Source [1] is our own count of the Florida Department of Revenue's 2026 preliminary property tax roll: "vacant residential" means land-use code 000; lot sizes use the land square footage on the roll; values are the county property appraiser's just (market) value as of January 1, 2026; sale prices count only arm's-length sales of a single lot that was vacant when it sold and was still vacant on January 1, 2026 (bulk and multi-parcel deeds removed). Page updated October 5, 2026. The reviewed 2026 recorded-sale window runs from January through June 2026; unreviewed recent sales are excluded. County-level figures are used on this place page.

  1. [1] Florida Department of Revenue (data); Parcel Buyers (analysis), Parcel Buyers analysis of the 2026 preliminary Name-Address-Legal (NAL) property tax roll (accessed 2026-10-03)
  2. [2] Monroe County, Municipalities Within Monroe County (accessed 2026-10-05)
  3. [3] Monroe County, Current Planning (accessed 2026-10-05)
  4. [4] Monroe County, Building and Permitting (accessed 2026-10-05)
  5. [5] Monroe County, ROGO/NROGO System (accessed 2026-10-05)
  6. [6] Florida Keys Aqueduct Authority, About the Florida Keys Aqueduct Authority (accessed 2026-10-05)
  7. [7] Florida Keys Aqueduct Authority, Drinking Water (accessed 2026-10-05)
  8. [8] Florida Keys Aqueduct Authority, Summary of Water Rates, Fees and Charges — Effective October 1, 2026 (accessed 2026-10-05)
  9. [9] Florida Keys Aqueduct Authority, Cudjoe Regional Wastewater (accessed 2026-10-05)
  10. [10] Florida Keys Aqueduct Authority, Summerland Key Wastewater Project Areas (accessed 2026-10-05)
  11. [11] Florida Keys Aqueduct Authority, Rules and Regulations, Revised October 2025 (accessed 2026-10-05)
  12. [12] Monroe County, Wastewater Master Plan and Cudjoe Regional System (accessed 2026-10-05)
  13. [13] Monroe County Tax Collector, Non-Ad Valorem Assessments (accessed 2026-10-05)
  14. [14] Monroe County, Flooding in Monroe County (accessed 2026-10-05)
  15. [15] Monroe County, Silver Rice Rat Critical Habitat Assessment Guide (accessed 2026-10-05)
  16. [16] Florida Department of Environmental Protection, Onsite Sewage FAQ — Permitting (accessed 2026-10-05)
  17. [17] Summerland Key Cove Airport Company, Summerland Key Airport and Marina (accessed 2026-10-05)
  18. [18] Summerland Key Cove Airport Company, Summerland Key Cove Airport Standard Operating Procedures (accessed 2026-10-05)