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Monroe County, Florida

Sell your land in Cudjoe Key for cash

Parcel Buyers buys vacant land for cash on Cudjoe Key, including micro lots, the most common vacant residential size group. You get a written, no-obligation cash offer within 24 hours, and closings run through an independent title company, typically in about 10 days, with no fees or commissions.

Get my cash offer See Cudjoe Key lot data Or call (239) 893-7771

By Parcel Buyers · · Lot figures from the 2026 Florida property tax roll · How we made this page

Quick answers

Who buys land for cash in Cudjoe Key?
Parcel Buyers is a direct land buyer that makes written, no-obligation cash offers on vacant lots and acreage in Cudjoe Key, Monroe County, usually within 24 hours. Sales close through an independent title company, typically in about 10 days, with no fees or commissions to the seller.
What did vacant lots in Cudjoe Key sell for in 2025?
In 2025, vacant lots in Cudjoe Key sold for a median of $237,000 across 14 arm's-length sales; the middle half sold for $185,500 to $281,000.
How many vacant lots are in Cudjoe Key?
The 2026 Florida property tax roll lists 401 vacant residential lots in Cudjoe Key; 51% are micro lots, and the median lot is 0.05 acre.
How is a cash offer for land in Cudjoe Key set?
We start from recent sales of similar lots nearby, like the 2025 prices on this page, then adjust for water and sewer, road access, flood zone, lot size and any title issues, and for the time and cost of reselling. You get one written number, not a range.
How do I know a land buyer in Cudjoe Key is legitimate?
A real buyer closes through an independent, licensed title company and never asks you to pay anything up front. We never charge sellers a fee, deposit or closing-cost advance, and the title company pays you by check or wire at closing.
Who is buying lots in Cudjoe Key?
In 2025, companies bought 36% of the vacant lots that sold in Cudjoe Key. Individuals bought the rest.
Are vacant lots in Cudjoe Key in a FEMA high-risk flood zone?
About 100% of vacant lots in Cudjoe Key have their center point in a FEMA high-risk flood zone (effective maps dated February 18, 2005). This is map screening, not a determination; check FEMA's Map Service Center for your parcel.
How many vacant lots in Cudjoe Key got a home on the tax roll in 2025?
8 vacant lots in Cudjoe Key changed from vacant-residential use to a home with new-construction evidence on the 2026 preliminary tax roll.

Local data

Cudjoe Key land at a glance

Tax-roll figures cover parcels whose property address city is Cudjoe Key in Monroe County. Local rules and services are sourced below.

Cudjoe Key vacant land facts
Vacant residential lots 401 parcels classified vacant residential on the 2026 tax roll [1]
Most common lot size Micro lot (2,000–5,000 sq ft): 51% of vacant lots; next, patio-home lot at 15%. Median lot: 0.05 acre (2,290 sq ft). [1]
Typical assessed value $236,400 median just (market) value for a vacant lot; the middle half fall between $175,500 and $354,200 [1]
Recent lot sale prices $237,000 median across 14 arm's-length sales of vacant lots in Cudjoe Key (Jan 2025–Dec 2025); the middle half sold for $185,500–$281,000 [1]
Who bought lots in 2025 Companies made 36% of those purchases; individuals made the rest [1]
Owners who live elsewhere 42% of vacant lots have an owner mailing address outside Florida (most often MI, PA, OH); 2% outside the U.S. [1]
Not a city The Census Bureau lists Cudjoe Key as a census-designated place in Monroe County, not an incorporated city. Building permits come from the county Building Department. [2],[3]
Regional plant on this key The county’s $196.5 million Cudjoe Regional system began operating in October 2015 and runs from mile marker 17 to 33, with a deep injection well. The plant is on a 3-acre county site here and treats an average of 0.94 million gallons a day. [4],[5]
Wastewater capital charge FKAA rules adopted in October 2025 list a non-ad valorem assessment of $7,888 per calculated EDU for the Cudjoe Regional district. An EDU, or equivalent dwelling unit, is one home’s share of the system, not a yearly tax. [6]
County floodplain The county says “All of Monroe County is located in a floodplain.” On that same page, base flood elevations run from 6 to 17 feet above mean sea level. [8]
New-home permit cap A new house needs a ROGO allocation. ROGO, the Rate of Growth Ordinance, is the county’s competitive cap on new-home permits. The last quarter of the current pool closed July 13, 2026. The next period is expected July 13, 2027. [9],[10]
One plat, not the whole key Cudjoe Gardens Third Addition is one recorded plat inside this address area. November 19, 2025 county minutes put it in Plat Book 5, Page 7, and describe a parcel there at mile marker 20.8. [13]
Septic permits still exist Central sewer did not erase every tank. DOH-Monroe still permits septic systems. Its fee schedule, effective October 1, 2023, lists $75 for a new septic permit and $50 to inspect an abandonment. [11],[12]
National Key Deer Refuge addition A 2004 Florida Forever addition covered 3,063 acres across six Keys, including Cudjoe. The plan assigned 1,758 acres to the state wildlife area and the balance to National Key Deer Refuge. It estimates the Cudjoe site at 38 acres. [14]
Vacant lots that got a home on the tax roll in 2025 8 recorded with new-construction evidence. [1]
2026 so far (Jan-Jun) 10 recorded vacant-lot sales; median $239,000. [1]
FEMA high-risk flood-zone screen About 100% of vacant lots in Cudjoe Key have their center point in a FEMA high-risk flood zone (effective maps dated February 18, 2005). This is map screening, not a determination; check FEMA's Map Service Center for your parcel.
Springs BMAP small-lot screen About 0% of located vacant lots in Cudjoe Key are 1 acre or less and have their center point in an adopted Florida springs BMAP.
Aerial photo of Cudjoe Key, Florida, with the community's outline drawn on it
Cudjoe Key, Florida aerial: 2022 aerial imagery. Outline: U.S. Census Bureau boundary of Cudjoe Key. Imagery: USDA NAIP via USGS The National Map.
Map of where the vacant lots are in Cudjoe Key, Florida, shaded by how many vacant lots each hexagon holds
Cudjoe Key, Florida vacant-lot density map: Each map hexagon groups nearby lots into about 180 acres at H3 resolution 8. Darker shading means more vacant lots on the 2026 roll counted on this page; areas with fewer than 5 lots are not shown. Imagery: USDA NAIP via USGS The National Map.
Micro lot 51% Patio-home lot 15% Standard city lot 13% Sliver / remnant 8% All other sizes 13%
Vacant residential lots in Cudjoe Key by lot size, 2026 Florida property tax roll [1]. Micro lot 51%, Patio-home lot 15%, Standard city lot 13%, Sliver / remnant 8%, All other sizes 13%.

Pricing

What is a lot in Cudjoe Key worth?

In 2025, vacant lots in Cudjoe Key sold for a median of $237,000 across 14 arm's-length sales; the middle half sold for $185,500 to $281,000. [1]

These are open-market sale prices. A direct cash offer is usually lower, because a cash buyer closes in days and takes on the time and cost of reselling the lot.

See what similar lots sold for

What moves the price in Cudjoe Key

Most vacant lots are very small

A majority of the vacant residential lots are small. 51% are micro lots, and the median lot is 0.05 acre, about 2,290. This page covers parcels whose property address city is Cudjoe Key; a named plat is only one part of that address area. County minutes identify Cudjoe Gardens Third Addition as Plat Book 5, Page 7. The county's Upper and Lower Keys ROGO point sheet awards +3 to +6 points for lot aggregation. [1],[13],[9]

The regional plant changed sewer, not every lot

The Cudjoe Regional plant, on a 3-acre county site on this key, began operating in October 2015 and treats an average of 0.94 million gallons a day. The county describes the $196.5 million system from mile marker 17 to 33, with a deep injection well. FKAA’s October 2025 rules list a $7,888 capital assessment per calculated EDU for the district, initially collected as a non-ad valorem assessment. On the county ROGO score sheet, central wastewater availability is worth +4 points. [4],[5],[6],[9]

Flood zone points change a builder’s score

Flood rules change a builder’s permit score, even on a small lot. Monroe County states that the whole county is in a floodplain and that base flood elevations run from 6 to 17 feet above mean sea level. A V zone is the coastal band where waves are part of the mapped hazard. On the Upper and Lower Keys ROGO score sheet, a proposed house in a V zone loses 6 points. [8],[9]

Recorded 2025 sales are a reference, not an offer

Recorded 2025 sales are a reference point, not the price on a purchase agreement. Qualifying sales of single vacant lots on Cudjoe Key that year totaled 14. The median price was $237,000, and the middle half of those sales fell between $185,500–$281,000. The roll’s median just value is $236,400, inside a wider middle band of $175,500–$354,200. Just value is a tax-roll figure, not a cash price. Sewer status, flood zone, and ROGO status require separate parcel checks. [1],[4],[8],[9]

Common situations

Selling land in Cudjoe Key in these situations

You live outside Florida and have not seen the lot

Yes. You can sell without living in Florida and without visiting the lot. 58% of vacant-lot owners have a Florida mailing address. 42% have an address outside Florida, and 2% of all vacant-lot owners are outside the United States. You can sign electronically and close by mail. Payment can be a check or a wire. The file still goes through an independent, licensed title company, which is the office that checks the deed before money moves. [1]

The lot was never hooked to water or sewer

Yes. You can sell a lot that was never connected to water or sewer. We buy vacant lots for cash, including lots with no water, sewer, or road work. Drinking water is the Florida Keys Aqueduct Authority system, about 22 million gallons a day through a main of about 130 miles from Florida City to Key West. A vacant lot on Cudjoe Key can still have no meter and no sewer lateral. If a later owner uses a tank, DOH-Monroe’s schedule lists $75 for a new septic permit. We check utilities, access and title on every parcel before offering. [7],[11],[12]

You inherited a lot nobody will build on

Yes. You can sell a lot you inherited even if nobody is going to build on it. A brand-new house needs a permit from the county Building Department and, unless a narrow exemption applies, a ROGO allocation. State law treats the Florida Keys as an Area of Critical State Concern so evacuation time and nearshore water stay in bounds, which is why new homes are rationed. The market-rate pool that had been in use closed on July 13, 2026. The county expects the next period to open on July 13, 2027. Our only contingency is a land inspection, and a failed inspection costs the seller nothing. [3],[9],[10]

A wastewater balance or back taxes are unpaid

A wastewater balance needs a parcel-specific payoff. The $7,888 per EDU figure in the October 2025 FKAA rules is a capital assessment for the Cudjoe Regional district, not a charge that repeats at that amount every year. It was initially collected as a non-ad valorem assessment. Monroe County accepts payoff requests for wastewater utility assessments in its unincorporated area. Parcel Buyers uses an independent title company to review open balances before closing. [6],[4]

Step by step

How do I sell my land in Cudjoe Key?

From your first message to money in hand, with nothing left out. Requesting an offer costs nothing and commits you to nothing.

See every detail of the process

  1. Tell us about your land

    Fill out the short form (about 60 seconds) or email us. A land specialist reaches out to confirm the details, usually the same business day.

  2. Get your cash offer within 24 hours

    We review the property and send a written, no-obligation cash offer within 24 hours. It is a real number, not a range. Take it or leave it, with no pressure either way.

  3. Sign electronically

    If you accept, everyone signs the purchase agreement electronically. There is nothing to print or mail at this stage.

  4. We inspect, the title company verifies

    Our team inspects the land and an independent title company runs a title search for liens or taxes owed. If the land does not pass inspection, you are never charged anything.

  5. Close and get paid

    The title company prepares the closing documents for notarization and issues your funds by standard check, overnight check, or wire transfer. A typical sale closes in 10 days.

Questions

Selling land in Cudjoe Key: common questions

Can I sell my lot on Cudjoe Key if it has no water or sewer?

Yes. A missing water or sewer hookup does not block a sale. The regional plant opened in October 2015, and the aqueduct sends drinking water the length of the Keys, but neither fact puts a lateral or a meter on an empty lot. A future tank would go through DOH-Monroe, which lists a $75 new septic permit. We cover the closing costs.

How much does it cost to keep an empty lot on Cudjoe Key each year?

There is no single published yearly fee that every empty lot pays. The repeating bill is the Monroe County property tax. Separately, the October 2025 FKAA rules list a $7,888 capital assessment per EDU for the Cudjoe Regional district. That figure is not an annual dues charge. If a balance is still open, the county takes payoff requests for unincorporated wastewater utilities.

Who permits a house on an empty lot on Cudjoe Key?

Monroe County, not a city. The county Building Department issues the building permit. A new residential structure also needs a ROGO allocation unless it qualifies for an exemption under the county rules.

Does a small lot automatically qualify for a house permit?

No. The median vacant residential lot is 0.05 acre, about 2,290, and 51% are micro lots, but size alone does not establish permit eligibility. A new house still needs county review and a ROGO allocation unless an exemption applies. The Upper and Lower Keys point sheet awards +3 to +6 points for aggregating lots.

Owner resources

Guides for your situation

  • Selling a Vacant Lot With Code Enforcement Liens

    Yes, a Florida vacant lot with a code enforcement lien can often be sold, but first confirm the violation, daily fine, compliance status, and written payoff with the city or county that issued the order. A fine can accrue until the violator complies or judgment is entered in an enforcement suit.[1] A reduction is not automatic. A clear-title closing normally needs a current payoff and a documented satisfaction or release path.

  • How to Get Rid of Land You Don't Want in Florida

    The cleanest way to get rid of unwanted Florida land is usually to sell the whole parcel through a title-company closing. You can market it, request a direct cash offer, or approach an adjoining owner. A charitable or government donation works only if the intended recipient accepts the property; state and federal rules also affect the process.[3][4] Do not treat unpaid taxes or an unsigned deed as a way to abandon ownership.

  • How to Sell Land During a Divorce

    Florida land can be sold during a divorce when the people with authority to convey title sign and the sale follows every applicable agreement and court order. Divorce law may treat land as marital even when only one spouse appears on the deed.[1][2] If ownership, signing authority, or the division of proceeds is unsettled, have a Florida attorney and the closing title company resolve those issues before closing.

More places in Monroe County

Your written offer

Get your cash offer

Four short steps, about 60 seconds. We review your property and send a written, no-obligation cash offer within 24 hours. You can take it or leave it.

What happens after you send this

  1. A land specialist reaches out, usually the same business day, to confirm the details.
  2. You get a written cash offer within 24 hours: a real number, not a range.
  3. You decide. Requesting an offer costs nothing and commits you to nothing.

You will never be asked to pay us anything. No deposit, no processing fee, no closing-cost advance.

What kind of land do you own?

No obligation. No fees. Prefer email? Write to info@theparcelbuyers.com.

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Nearby areas we buy

How we made this page

Parcel Buyers is a land-buying company based in Florida. We buy vacant land directly from owners and publish these local pages so owners can see what land in their area is doing before they sell, to us or anyone else. We count the tax-roll figures ourselves from state data, take local rules and fees from the official sources listed below, and use AI tools to help research and draft the text. Every number links to its source, and we update the page when the data changes.

Method and sources

Tax-roll figures cover parcels whose property address city is Cudjoe Key. Source [1] is our own count of the Florida Department of Revenue's 2026 preliminary property tax roll: "vacant residential" means land-use code 000; lot sizes use the land square footage on the roll; values are the county property appraiser's just (market) value as of January 1, 2026; sale prices count only arm's-length sales of a single lot that was vacant when it sold and was still vacant on January 1, 2026 (bulk and multi-parcel deeds removed). Page updated September 30, 2026. The reviewed 2026 recorded-sale window runs from January through June 2026; unreviewed recent sales are excluded. Flood and springs-BMAP figures screen tax-roll parcel center points, not parcel boundaries. They are aggregate map screens, not flood-zone, insurance, buildability, elevation, septic, or permitting determinations.

  1. [1] Florida Department of Revenue (data); Parcel Buyers (analysis), Parcel Buyers analysis of the 2026 preliminary Name-Address-Legal (NAL) property tax roll (accessed 2026-10-03)
  2. [2] U.S. Census Bureau, 2020 Census national place codes by county (accessed 2026-10-02)
  3. [3] Monroe County, Building and Permitting (accessed 2026-10-02)
  4. [4] Monroe County, Wastewater master plan and Cudjoe Regional system (accessed 2026-10-02)
  5. [5] Florida Keys Aqueduct Authority, Cudjoe Regional Wastewater (accessed 2026-10-02)
  6. [6] Florida Keys Aqueduct Authority, FKAA rules and regulations, adopted October 2025 (accessed 2026-10-02)
  7. [7] Florida Keys Aqueduct Authority, Drinking water supply for the Florida Keys (accessed 2026-10-02)
  8. [8] Monroe County, Flooding in Monroe County (accessed 2026-10-02)
  9. [9] Monroe County, ROGO/NROGO System (accessed 2026-10-02)
  10. [10] The Florida Senate, Florida Keys Area Protection Act, section 380.0552 (accessed 2026-10-02)
  11. [11] Florida Department of Health in Monroe County, Septic tanks and onsite sewage permitting (accessed 2026-10-02)
  12. [12] Florida Department of Health in Monroe County, Environmental Health fee schedule (accessed 2026-10-02)
  13. [13] Monroe County, Planning Commission minutes, November 19, 2025 (accessed 2026-10-02)
  14. [14] Florida Department of Environmental Protection, 2024 Florida Forever Plan - Florida Keys Ecosystem (accessed 2026-10-02)