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Monroe County, Florida

Sell your land in Plantation Key for cash

Parcel Buyers buys vacant lots and land for cash in Plantation Key, including parcels where Islamorada BPAS, flood elevation, habitat review or sewer assessments complicate a future build. You get a written, no-obligation cash offer within 24 hours, and closings run through an independent title company, typically in about 10 days, with no fees or commissions.

Get my cash offer See Plantation Key lot data Or call (239) 893-7771

By Parcel Buyers · · Lot figures from the 2026 Florida property tax roll · How we made this page

Quick answers

Who buys land for cash in Plantation Key?
Parcel Buyers is a direct land buyer that makes written, no-obligation cash offers on vacant lots and acreage in Plantation Key, Monroe County, usually within 24 hours. Sales close through an independent title company, typically in about 10 days, with no fees or commissions to the seller.
How many vacant lots are in Plantation Key?
The 2026 Florida property tax roll lists 253 vacant residential lots in Plantation Key; 35% are patio-home lots, and the median lot is 0.18 acre.
How is a cash offer for land in Plantation Key set?
We start from recent sales of similar lots nearby, like the 2025 prices on this page, then adjust for water and sewer, road access, flood zone, lot size and any title issues, and for the time and cost of reselling. You get one written number, not a range.
How do I know a land buyer in Plantation Key is legitimate?
A real buyer closes through an independent, licensed title company and never asks you to pay anything up front. We never charge sellers a fee, deposit or closing-cost advance, and the title company pays you by check or wire at closing.
Are vacant lots in Plantation Key in a FEMA high-risk flood zone?
About 76.7% of vacant lots in Plantation Key have their center point in a FEMA high-risk flood zone (effective maps dated February 18, 2005). This is map screening, not a determination; check FEMA's Map Service Center for your parcel.
How many vacant lots in Plantation Key got a home on the tax roll in 2025?
17 vacant lots in Plantation Key changed from vacant-residential use to a home with new-construction evidence on the 2026 preliminary tax roll.

Local data

Plantation Key land at a glance

Tax-roll figures cover parcels whose property address city is Plantation Key in Monroe County. Local rules and services are sourced below.

Plantation Key vacant land facts
Vacant residential lots 253 parcels classified vacant residential on the 2026 tax roll [1]
Most common lot size Patio-home lot (5,000–7,000 sq ft): 35% of vacant lots; next, standard city lot at 21%. Median lot: 0.18 acre (7,840 sq ft). [1]
Typical assessed value $328,100 median just (market) value for a vacant lot; the middle half fall between $149,700 and $604,700 [1]
Recent lot sale prices Too few arm's-length vacant-lot sales in 2025 to report a reliable median for Plantation Key [1]
Inside incorporated Islamorada Plantation Key is inside the incorporated Village of Islamorada, not unincorporated Monroe County. The Village incorporated December 31, 1997 and its charter includes the entire island. [2],[3]
Village permits and BPAS Islamorada issues building permits and manages floodplain review. Its point-based BPAS ranks new-development applications; an approved allocation must precede issuance of the related building permit. [4],[5]
FKAA drinking-water main FKAA replaced six miles of Plantation Key's 30-inch transmission main with a 36-inch steel main. Installation finished in early May 2026; all 34,362 feet are now connected at six points and flowing. [6]
Central sanitary sewer Islamorada substantially completed sanitary sewer service to Plantation Key in November 2015. Current vacuum and low-pressure systems send collected effluent to KLWTD for treatment. [7],[8]
North Key wastewater assessment For FY 2026-27, parcels on the North Plantation Key assessment roll face maximum annual rates of $106.96 per EDU plus $340.55 per connection, within a term of up to 30 years from November 2005. [9]
Stormwater assessment For FY 2026-27, assessed developed property is billed $62 per net ESU. One ESU represents 3,322 square feet of impervious surface; the approved Village stormwater cost is $413,000. [10]
Preliminary flood maps Islamorada says its preliminary FEMA maps are not in effect and remain under FEMA review. No final effective date has been announced, and the Village says elevation-datum conversion varies by location. [11]
Habitat and clearing review Islamorada's GIS shows protected habitat. The Village recommends verification by its biologist or a qualified third-party biologist, and says most tree removal requires a permit. [12]
Windley Key state park The Village says Windley Key, the next island south, has a state park on a former coral-rock quarry. FDEP lists the park at 32 acres among Monroe's state parks and lands. [14],[13]
Vacant lots that got a home on the tax roll in 2025 17 recorded with new-construction evidence. [1]
2026 so far (Jan-Jun) County-level for Monroe County: 43 recorded vacant-lot sales; median $268,000. [1]
FEMA high-risk flood-zone screen About 76.7% of vacant lots in Plantation Key have their center point in a FEMA high-risk flood zone (effective maps dated February 18, 2005). This is map screening, not a determination; check FEMA's Map Service Center for your parcel.
Springs BMAP small-lot screen About 0% of located vacant lots in Plantation Key are 1 acre or less and have their center point in an adopted Florida springs BMAP.
Aerial photo of Plantation Key, Florida, with the community's outline drawn on it
Plantation Key, Florida aerial: 2022 aerial imagery. Outline: approximate area of the lots counted on this page. Imagery: USDA NAIP via USGS The National Map.
Map of where the vacant lots are in Plantation Key, Florida, shaded by how many vacant lots each hexagon holds
Plantation Key, Florida vacant-lot density map: Each map hexagon groups nearby lots into about 180 acres at H3 resolution 8. Darker shading means more vacant lots on the 2026 roll counted on this page; areas with fewer than 5 lots are not shown. Imagery: USDA NAIP via USGS The National Map.
Patio-home lot 35% Standard city lot 21% Quarter-acre lot 18% Half-acre lot 4% All other sizes 22%
Vacant residential lots in Plantation Key by lot size, 2026 Florida property tax roll [1]. Patio-home lot 35%, Standard city lot 21%, Quarter-acre lot 18%, Half-acre lot 4%, All other sizes 22%.

Pricing

What is a lot in Plantation Key worth?

These are open-market sale prices. A direct cash offer is usually lower, because a cash buyer closes in days and takes on the time and cost of reselling the lot.

See what similar lots sold for

What moves the price in Plantation Key

A buildable-looking lot may still need a BPAS allocation

Plantation Key is governed by Islamorada, and vacant-land development does not follow unincorporated Monroe County's permit path. The Village Building Department issues permits, while BPAS is a separate competitive allocation system tied to Florida Keys growth controls, infrastructure and habitat protection. An application can score well and still wait behind higher-ranked applications. The Village's BPAS schedule lists one market-rate allocation in each of Q1 2025, Q3 2025 and Q1 2026, and none in the other 2025-2026 quarters. That makes confirmed allocation status, exemptions, development rights and prior permit history important parts of a buyer's buildability review. A residential land-use label alone is not proof that a house can be permitted now. [4],[5],[2]

Public infrastructure helps, but connection status and assessments still matter

Plantation Key has major public infrastructure: FKAA's new 36-inch drinking-water transmission main is operating, and Islamorada's centralized sewer system serves the island through vacuum or low-pressure collection. That does not prove a meter, lateral or paid connection for every vacant parcel. North Plantation Key also has a parcel-specific wastewater assessment roll with FY 2026-27 maximum rates of $106.96 per EDU and $340.55 per connection. A buyer should confirm service availability, private connection work, unpaid balances and whether the parcel appears on the assessment roll before setting a construction budget. [6],[7],[8],[9]

Flood elevation and protected habitat can change usable area

Flood and environmental review can affect foundation design, fill, clearing and the portion of a lot that can be disturbed. Islamorada says its preliminary FEMA maps are not yet effective and no final effective date has been announced. The Village also says the datum conversion averages about 1.5 feet but varies by location. Its GIS shows protected habitat, which the Village recommends verifying with its biologist or a qualified third-party biologist. Most tree removal needs a permit. Survey elevation, flood zone, mapped habitat and vegetation therefore matter more than lot dimensions alone. [11],[12]

Access and protected land shape the island setting

The Village charter places Plantation Key along U.S. 1 within Islamorada's approximately Mile Marker 72.5-to-90.8 corridor. Plantation Key also contains the 40-acre Founders Park, while the next island south contains the 32-acre Windley Key Fossil Reef Geological State Park. These fixed public and protected properties help distinguish interior, highway-adjacent, canal and waterfront locations. They do not establish a parcel's price by themselves, but access pattern, nearby protected land, shoreline position and exposure to traffic or flooding can make otherwise similar small lots work very differently for a buyer. [3],[13],[14]

Common situations

Selling land in Plantation Key in these situations

You inherited a lot but do not know whether it is buildable

You can request an offer before resolving every permit question. Plantation Key is inside Islamorada, so the review starts with Village zoning, BPAS history, building records, flood mapping and mapped habitat. A residential-looking parcel may still need an allocation, biologist verification or a tree-removal permit. Parcel Buyers checks utilities, access and title before offering, and closing runs through an independent, licensed title company. [4],[5],[11],[12]

The lot has a wastewater or stormwater charge

An assessment does not prevent you from asking for a cash offer. North Plantation Key's wastewater assessment applies through a named parcel roll, and the Village stormwater assessment applies to developed property on its approved roll. Both are collected on the yearly property tax bill, so the exact amount owed comes from that bill, not a general rate schedule. Liens or back taxes can be paid from the sale proceeds at closing, with the seller's consent. [9],[10]

The property has trees, hammock or possible wetlands

You can sell without first clearing the parcel. Islamorada says most tree removal requires a permit. Its GIS shows protected habitat, and the Village recommends verification by its biologist or a qualified third-party biologist. Clearing first can create compliance problems without proving the lot is buildable. On land with tropical hardwood hammock or wetlands, development applications must include a habitat analysis by a qualified biologist. [12]

Flood maps or elevation make a future build uncertain

You do not need to settle a final house design before requesting an offer. The Village says preliminary FEMA maps are not in effect and no final effective date has been announced. A parcel-level review may still need a survey, elevation certificate and design professional. Flood exposure and access can affect a buyer's decision. Parcel Buyers' only contingency is its land inspection; a failed inspection costs the seller nothing. [11],[4]

Step by step

How do I sell my land in Plantation Key?

From your first message to money in hand, with nothing left out. Requesting an offer costs nothing and commits you to nothing.

See every detail of the process

  1. Tell us about your land

    Fill out the short form (about 60 seconds) or email us. A land specialist reaches out to confirm the details, usually the same business day.

  2. Get your cash offer within 24 hours

    We review the property and send a written, no-obligation cash offer within 24 hours. It is a real number, not a range. Take it or leave it, with no pressure either way.

  3. Sign electronically

    If you accept, everyone signs the purchase agreement electronically. There is nothing to print or mail at this stage.

  4. We inspect, the title company verifies

    Our team inspects the land and an independent title company runs a title search for liens or taxes owed. If the land does not pass inspection, you are never charged anything.

  5. Close and get paid

    The title company prepares the closing documents for notarization and issues your funds by standard check, overnight check, or wire transfer. A typical sale closes in 10 days.

Questions

Selling land in Plantation Key: common questions

Is Plantation Key governed by Monroe County or Islamorada?

Islamorada governs it. The Village charter includes the entire island of Plantation Key inside the incorporated municipality, which incorporated December 31, 1997. Village planning, building, floodplain and code requirements apply rather than the unincorporated-county permit path.

Can I build a house on a vacant Plantation Key lot?

Not from the address label alone. Islamorada issues the building permit, and new development can require a competitive BPAS allocation before that permit is issued. Flood elevation, zoning, access, utilities and mapped-habitat verification also remain parcel-specific.

Does Plantation Key use public water and sewer?

Yes, the island has public drinking water and central sewer. FKAA's operating 36-inch main carries drinking water through Plantation Key, while Village collection sends wastewater to KLWTD. Confirm the exact lot's meter, lateral and connection status before budgeting.

Does a vacant lot owe the North Plantation Key sewer assessment?

Only the parcel roll can answer that. For FY 2026-27, the North Plantation Key assessment resolution sets maximum annual rates of $106.96 per EDU and $340.55 per connection for parcels on its approved roll. Obtain the parcel-specific status and payoff rather than applying the rate to every lot.

Which flood map should I use for Plantation Key land?

Use the effective FEMA map, dated February 18, 2005, for present regulatory review, not the preliminary map. Islamorada says the preliminary maps are not in effect and no final effective date has been announced. Parcel-level elevation and design questions may require a surveyor or engineer.

Can I clear trees before selling my Plantation Key lot?

Usually not without Village review. Islamorada requires a permit for most tree removal; only five or fewer invasive exotic trees may be removed in a 90-day period without one, and a removed tree usually needs a replacement. Selling the land does not require clearing it first.

Owner resources

Guides for your situation

  • How to Sell Land During a Divorce

    Florida land can be sold during a divorce when the people with authority to convey title sign and the sale follows every applicable agreement and court order. Divorce law may treat land as marital even when only one spouse appears on the deed.[1][2] If ownership, signing authority, or the division of proceeds is unsettled, have a Florida attorney and the closing title company resolve those issues before closing.

  • How to Sell Land in a Flood Zone

    Flood-zone land can be sellable and sometimes buildable. A FEMA flood zone describes mapped risk; it is not a building permit. The buyer must verify the current effective Flood Insurance Rate Map and any map changes, then ask the local floodplain administrator what elevation, floodway, coastal, permit, and design rules apply.[1][2][4] Vacant land itself is not covered by an NFIP policy; flood insurance covers qualifying buildings and contents, not land value.[5][6]

  • Can You Sell Land With a Lien?

    Yes. Land with a lien can often be sold, but signing a deed does not by itself erase a valid claim. The lien may need to be paid, released, discharged, or otherwise resolved under the law that applies. With the seller's consent, an approved payoff can come from sale proceeds at closing. If the balance or lien is wrong, dispute it before closing and require proof of the cure.

More places in Monroe County

Your written offer

Get your cash offer

Four short steps, about 60 seconds. We review your property and send a written, no-obligation cash offer within 24 hours. You can take it or leave it.

What happens after you send this

  1. A land specialist reaches out, usually the same business day, to confirm the details.
  2. You get a written cash offer within 24 hours: a real number, not a range.
  3. You decide. Requesting an offer costs nothing and commits you to nothing.

You will never be asked to pay us anything. No deposit, no processing fee, no closing-cost advance.

What kind of land do you own?

No obligation. No fees. Prefer email? Write to info@theparcelbuyers.com.

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Nearby areas we buy

How we made this page

Parcel Buyers is a land-buying company based in Florida. We buy vacant land directly from owners and publish these local pages so owners can see what land in their area is doing before they sell, to us or anyone else. We count the tax-roll figures ourselves from state data, take local rules and fees from the official sources listed below, and use AI tools to help research and draft the text. Every number links to its source, and we update the page when the data changes.

Method and sources

Tax-roll figures cover parcels whose property address city is Plantation Key. Source [1] is our own count of the Florida Department of Revenue's 2026 preliminary property tax roll: "vacant residential" means land-use code 000; lot sizes use the land square footage on the roll; values are the county property appraiser's just (market) value as of January 1, 2026; sale prices count only arm's-length sales of a single lot that was vacant when it sold and was still vacant on January 1, 2026 (bulk and multi-parcel deeds removed). Page updated October 5, 2026. The reviewed 2026 recorded-sale window runs from January through June 2026; unreviewed recent sales are excluded. County-level figures are used on this place page. Flood and springs-BMAP figures screen tax-roll parcel center points, not parcel boundaries. They are aggregate map screens, not flood-zone, insurance, buildability, elevation, septic, or permitting determinations.

  1. [1] Florida Department of Revenue (data); Parcel Buyers (analysis), Parcel Buyers analysis of the 2026 preliminary Name-Address-Legal (NAL) property tax roll (accessed 2026-10-03)
  2. [2] Islamorada, Village of Islands, Village Council (accessed 2026-10-05)
  3. [3] Islamorada, Village of Islands, About Us (accessed 2026-10-05)
  4. [4] Islamorada, Village of Islands, Building Services (accessed 2026-10-05)
  5. [5] Islamorada, Village of Islands, Building Permit Allocation System (BPAS) (accessed 2026-10-05)
  6. [6] Florida Keys Aqueduct Authority, Plantation Key Transmission Main Replacement Project (accessed 2026-10-05)
  7. [7] Islamorada, Village of Islands, Wastewater Utility (accessed 2026-10-05)
  8. [8] Islamorada, Village of Islands, Environmental Sustainability (accessed 2026-10-05)
  9. [9] Islamorada, Village of Islands, Resolution No. 26-08-81: North Plantation Key Wastewater Assessment (accessed 2026-10-05)
  10. [10] Islamorada, Village of Islands, Resolution No. 26-08-86: Stormwater Service Assessments (accessed 2026-10-05)
  11. [11] Islamorada, Village of Islands, Floodplain Management (accessed 2026-10-05)
  12. [12] Islamorada, Village of Islands, Planning References (accessed 2026-10-05)
  13. [13] Islamorada, Village of Islands, Parks and Recreation (accessed 2026-10-05)
  14. [14] Florida Department of Environmental Protection, Monroe County Coastal Access Guide (accessed 2026-10-05)