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Union County, Tennessee

Sell your land in Sunset Bay for cash

Parcel Buyers buys vacant lots in Sunset Bay for cash, including covenant-governed Norris Lake lots that carry association dues and a monthly HPUD sewer charge while empty. You get a written, no-obligation cash offer within 24 hours, and closings run through an independent title company, typically in about 10 days, with no fees or commissions.

Get my cash offer See Sunset Bay lot data Or call (239) 893-7771

By Parcel Buyers · · Lot figures from the 2026 Tennessee parcel and assessment data · How we made this page

Quick answers

Who buys land for cash in Sunset Bay?
Parcel Buyers is a direct land buyer that makes written, no-obligation cash offers on vacant lots and acreage in Sunset Bay, Union County, usually within 24 hours. Sales close through an independent title company, typically in about 10 days, with no fees or commissions to the seller.
What did vacant lots in Sunset Bay sell for in 2025?
In 2025, vacant lots in Sunset Bay sold for a median of $66,000 across 44 arm's-length sales; the middle half sold for $29,100 to $106,200.
How many vacant lots are in Sunset Bay?
The 2026 Tennessee parcel and assessment data lists 549 vacant residential lots in Sunset Bay; 14% are near-acres, and the median lot is 0.94 acre.
How is a cash offer for land in Sunset Bay set?
We start from recent sales of similar lots nearby, like the 2025 prices on this page, then adjust for water and sewer, road access, flood zone, lot size and any title issues, and for the time and cost of reselling. You get one written number, not a range.
How do I know a land buyer in Sunset Bay is legitimate?
A real buyer closes through an independent, licensed title company and never asks you to pay anything up front. We never charge sellers a fee, deposit or closing-cost advance, and the title company pays you by check or wire at closing.
Who is buying lots in Sunset Bay?
In 2025, companies bought 7% of the vacant lots that sold in Sunset Bay. Individuals bought the rest.

Local data

Sunset Bay land at a glance

Tax-roll figures cover parcels on the Union County roll whose subdivision name is Sunset Bay in Union County. Local rules and services are sourced below.

Sunset Bay vacant land facts
Vacant residential lots 549 parcels classified vacant residential on the 2026 Tennessee parcel and assessment data [1]
Most common lot size Near-acre (34,000–40,000 sq ft): 14% of vacant lots; next, three-quarter acre at 14%. Median lot: 0.94 acre (40,950 sq ft). [1]
Typical appraised value $30,000 median appraised value for a vacant lot; the middle half fall between $20,000 and $50,000 [1]
Recent lot sale prices $66,000 median across 44 arm's-length sales of vacant lots in Sunset Bay (Jan 2025–Dec 2025); the middle half sold for $29,100–$106,200 [1]
Who bought lots in 2025 Companies made 7% of those purchases; individuals made the rest [1]
Owners who live elsewhere 74% of vacant lots have an owner mailing address outside Tennessee (most often FL, OH, IL) [1]
Waterfront subdivision Sunset Bay is a covenant-governed waterfront community in Sharps Chapel. This page covers Union County roll parcels whose recorded subdivision name is Sunset Bay. [2],[1]
Association assessment The association's published history lists a $463 annual assessment for vacant lots and completed homes in 2024. Owners should obtain the current invoice because the page does not publish a 2026 amount. [4]
County and private roads The association lists 783 total lots: 618 on county roads and 165 on private roads. It also says the community is not gated and has 14 miles of Union County roadway. [3],[4]
Vacant-lot sewer bill HPUD's rates effective April 1, 2026 list a $9 monthly Sunset Bay sewer minimum for a vacant lot. Its published fee schedule lists a $12,000 AdvanTex unit effective November 4, 2024. [6],[7]
ARC approval The association says owners must read the covenants and June 2026 architectural guidelines, submit an application and receive Architectural Review Committee approval before work begins. [5]
Dock rights vary The association lists 250 lakefront lots with dock permits and 12 lakefront lots as nondockable. TVA separately says waterfront does not guarantee eligibility for a new dock permit. [3],[11]
Who sells the building permit The Union County Assessor of Property says all county building permits are purchased through that office and are not offered online. Association approval is a separate step. [8],[5]
Norris Reservoir TVA's 2002 archive lists an environmental assessment and finding of no significant impact for proposed roadway, community dock, boat ramp, fills and land-right changes at Sunset Bay on Norris Reservoir. [12]
Near-acre 14% Three-quarter acre 14% Mini-estate (2-3 acres) 14% One-acre homesite 13% All other sizes 44%
Vacant residential lots in Sunset Bay by lot size, 2026 Tennessee parcel and assessment data [1]. Near-acre 14%, Three-quarter acre 14%, Mini-estate (2-3 acres) 14%, One-acre homesite 13%, All other sizes 44%.

Pricing

What is a lot in Sunset Bay worth?

In 2025, vacant lots in Sunset Bay sold for a median of $66,000 across 44 arm's-length sales; the middle half sold for $29,100 to $106,200. [1]

These are open-market sale prices. A direct cash offer is usually lower, because a cash buyer closes in days and takes on the time and cost of reselling the lot.

What moves the price in Sunset Bay

Association charges continue while the lot is empty

The empty lot carries more than county property tax. Sunset Bay's association history lists a $463 annual owner assessment for 2024, the latest amount shown on that page. HPUD's rates approved March 19, 2026 and effective April 1 list a separate $9 monthly Sunset Bay sewer minimum for vacant lots, or $108 over 12 months. Those two published figures total $571 before county tax, but the association amount needs a current invoice because the site does not state a 2026 assessment. A past-due association account can also affect a clean closing. The association page says a 30-day delinquency can suspend privileges, add charges and lead to a lien. A title company checks the recorded lien and requests payoff figures rather than relying on an old web amount. [4],[6]

County road and private road lots are not equivalent

Road responsibility changes the cost and certainty of access. The association describes 783 total lots, with 618 on county roads and 165 on private roads. It also says Sunset Bay is not gated and contains 14 miles of Union County roadway. That does not mean every driveway, private lane or shoulder receives county maintenance. A buyer needs the recorded plat, the road serving the specific lot and any private maintenance duty. New subdivision streets in Union County also follow county drainage and flood standards, but an existing lot can be sold without the seller building a road. We buy land with no road work, then check legal access and road responsibility during inspection. [3],[4],[10]

Sewer equipment and build review affect the budget

Sunset Bay has a community-specific wastewater cost. HPUD publishes a $9 monthly vacant-lot sewer minimum in its 2026 rate table. Its fee schedule revised November 4, 2024 lists a $12,000 AdvanTex unit for Sunset Bay, with a note that the amount can rise if the supplier raises its price. The association also requires Architectural Review Committee approval before work begins and asks applicants to contact the ARC about two months before the desired approval meeting. Union County then sells the government building permit through the Assessor of Property office. Those are separate reviews. A buyer must budget for current utility equipment, association design rules, site work and the county permit rather than assuming a tax-roll lot is ready for a house. [6],[7],[5],[3],[8]

Waterfront position and dock eligibility change value

A lake view is not the same as a permitted dock. The association lists 262 lakefront lots, including 250 shown as dock-permitted and 12 listed as nondockable. TVA says a proposed dock or other shoreline structure needs Section 26a review and that not every waterfront property has the land rights needed to apply. TVA also requires a transfer request for an existing permitted facility when ownership changes. The roll's qualifying 2025 set contains 44 lot sales at a median of $66,000, with the middle half from $29,100–$106,200. Those figures combine different positions and do not prove the value of a specific lakefront, view or interior lot. Current dock documents, slope, usable building area and access need parcel-level review. [3],[11],[1]

Common situations

Selling land in Sunset Bay in these situations

You bought for the view and never built

Yes, you can sell without starting construction. The subdivision has separate association and county reviews for future work, and HPUD bills a published $9 monthly vacant-lot sewer minimum. You do not need to install the AdvanTex equipment, obtain ARC plan approval or buy a building permit before transferring an existing vacant parcel. We inspect access, utilities and title before offering, and a failed land inspection costs the seller nothing. [6],[7],[5],[8]

Your lot uses a private road

A private-road lot can still be sold. The association identifies 165 lots on private roads, so private access is part of the subdivision rather than an automatic defect. The title review should identify the recorded right-of-way and any maintenance obligation. We do not require the seller to pave or repair the road before closing. The access condition can affect the cash offer because a future builder needs a usable route for equipment and inspections. [3]

You live outside Tennessee

Yes, you can close without traveling to Union County. 74% of owners in this subdivision-name scope use a mailing address outside Tennessee. Electronic signing and a mail-away closing are available, and payment can be made by check or wire. An independent title company handles the deed and checks taxes, association liens and recorded restrictions before closing. [1],[5],[9]

Step by step

How do I sell my land in Sunset Bay?

From your first message to money in hand, with nothing left out. Requesting an offer costs nothing and commits you to nothing.

See every detail of the process

  1. Tell us about your land

    Fill out the short form (about 60 seconds) or email us. A land specialist reaches out to confirm the details, usually the same business day.

  2. Get your cash offer within 24 hours

    We review the property and send a written, no-obligation cash offer within 24 hours. It is a real number, not a range. Take it or leave it, with no pressure either way.

  3. Sign electronically

    If you accept, everyone signs the purchase agreement electronically. There is nothing to print or mail at this stage.

  4. We inspect, the title company verifies

    Our team inspects the land and an independent title company runs a title search for liens or taxes owed. If the land does not pass inspection, you are never charged anything.

  5. Close and get paid

    The title company prepares the closing documents for notarization and issues your funds by standard check, overnight check, or wire transfer. A typical sale closes in 10 days.

Questions

Selling land in Sunset Bay: common questions

How much does an empty Sunset Bay lot cost each year?

Using the latest posted figures, the association assessment and vacant-lot sewer minimum total $571 before county tax: $463 for the association's 2024 amount plus 12 months at HPUD's $9 rate effective April 1, 2026. Request the current association invoice before closing.

Can I sell before the ARC approves a house plan?

Yes. ARC approval is required before construction or exterior work begins, not before an owner transfers an existing vacant lot. The buyer will need to follow the covenants and June 2026 architectural guidelines if a house is planned. A county building permit is another, separate approval.

Does every waterfront lot allow a private dock?

No. The association lists 12 lakefront lots as nondockable and 250 as dock-permitted. TVA still controls Section 26a shoreline approvals and says not every waterfront parcel is eligible to apply. Existing permitted docks also need an ownership-transfer request after a sale.

Will you buy a lot on a private road?

Yes. We buy vacant land with no road work. The association says 165 subdivision lots are on private roads, compared with 618 on county roads. We check the recorded access, road condition and maintenance responsibility before offering. The seller does not have to pave the road first.

Is the HPUD charge the same as association dues?

No. HPUD's $9 monthly vacant-lot minimum is a sewer utility charge. The owners association assessment is separate and funds association obligations and amenities. The association's posted history lists $463 for 2024, but the current owner should request a fresh account statement and payoff before a sale.

Owner resources

Guides for your situation

  • Can You Sell Land With a Lien?

    Yes. Land with a lien can often be sold, but signing a deed does not by itself erase a valid claim. The lien may need to be paid, released, discharged, or otherwise resolved under the law that applies. With the seller's consent, an approved payoff can come from sale proceeds at closing. If the balance or lien is wrong, dispute it before closing and require proof of the cure.

  • How to Sell Landlocked Land With No Road Access

    Yes, landlocked land can still be sold. The buyer takes the parcel with its existing access rights and limits, so the price usually depends on whether access is legally documented, physically usable, and practical for the buyer's plans. Start with a title report and recorded documents. Do not assume a trail, gate, map line, or a neighbor's permission is a permanent easement.[1][2]

  • Can You Build on a Vacant Lot?

    Maybe. A vacant lot is buildable only if the proposed use fits the rules that apply to that parcel and the site can satisfy access, utility, environmental, and permit requirements. Start with the local planning or zoning office, confirm that the parcel is a legal lot, and get a written parcel-specific answer. A zoning label or tax parcel number alone is not approval to build.[1][2]

More places in Union County

Your written offer

Get your cash offer

Four short steps, about 60 seconds. We review your property and send a written, no-obligation cash offer within 24 hours. You can take it or leave it.

What happens after you send this

  1. A land specialist reaches out, usually the same business day, to confirm the details.
  2. You get a written cash offer within 24 hours: a real number, not a range.
  3. You decide. Requesting an offer costs nothing and commits you to nothing.

You will never be asked to pay us anything. No deposit, no processing fee, no closing-cost advance.

What kind of land do you own?

No obligation. No fees. Prefer email? Write to info@theparcelbuyers.com.

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Nearby areas we buy

How we made this page

Parcel Buyers is a land-buying company based in Florida. We buy vacant land directly from owners and publish these local pages so owners can see what land in their area is doing before they sell, to us or anyone else. We count the tax-roll figures ourselves from state data, take local rules and fees from the official sources listed below, and use AI tools to help research and draft the text. Every number links to its source, and we update the page when the data changes.

Method and sources

Parcel and assessment figures cover parcels on the Union County roll whose subdivision name is Sunset Bay. Source [1] is our own count of the Tennessee Comptroller of the Treasury's county parcel and assessment files (assessment data dated August 28, 2026): a vacant lot is a residential parcel with no buildings, mobile home or improvement value; values are the county assessor's appraised (market) value; sale prices count only 2025 warranty-deed sales of a single lot that was vacant when it sold, at $1,000 or more, with bulk deeds and development-land deals removed. Treat medians as a guide to recent recorded amounts, not as an offer or an appraisal. Page updated October 8, 2026.

  1. [1] Tennessee Comptroller of the Treasury (data); Parcel Buyers (analysis), Tennessee Comptroller of the Treasury, Office of Local Government parcel and assessment data (accessed 2026-10-01)
  2. [2] Sunset Bay Owners Association, Sunset Bay Community Homepage (accessed 2026-10-08)
  3. [3] Sunset Bay Owners Association, Prospective Owners and General Lot Information (accessed 2026-10-08)
  4. [4] Sunset Bay Owners Association, Living in Sunset Bay Links and Assessment History (accessed 2026-10-08)
  5. [5] Sunset Bay Owners Association, Governing Documents and Architectural Review (accessed 2026-10-08)
  6. [6] Hallsdale-Powell Utility District, Water and Sewer Rates Effective April 1, 2026 (accessed 2026-10-08)
  7. [7] Hallsdale-Powell Utility District, Fee Schedule Including Sunset Bay AdvanTex Unit (accessed 2026-10-08)
  8. [8] Union County, Tennessee, Union County Assessor of Property (accessed 2026-10-08)
  9. [9] Union County, Tennessee, Union County Register of Deeds (accessed 2026-10-08)
  10. [10] Union County Planning Commission, Union County Subdivision Regulations 2023 (accessed 2026-10-08)
  11. [11] Tennessee Valley Authority, Shoreline Permits FAQ (accessed 2026-10-08)
  12. [12] Tennessee Valley Authority, Archive of Environmental Reviews (accessed 2026-10-08)