Montgomery County, North Carolina
Sell your land in Troy for cash
Parcel Buyers buys vacant lots and land for cash in Troy, including lots that still need a zoning permit before the county will issue a building permit. You get a written, no-obligation cash offer within 24 hours, and closings run through an independent title company, typically in about 10 days, with no fees or commissions. We check zoning, utilities, access and title on every Troy parcel before we offer.
By Parcel Buyers · · Lot figures from the 2026 North Carolina parcel and assessment data · How we made this page
Quick answers
- Who buys land for cash in Troy?
- Parcel Buyers is a direct land buyer that makes written, no-obligation cash offers on vacant lots and acreage in Troy, Montgomery County, usually within 24 hours. Sales close through an independent title company, typically in about 10 days, with no fees or commissions to the seller.
- How many vacant lots are in Troy?
- The 2026 North Carolina parcel and assessment data lists 490 vacant residential lots in Troy; 18% are standard city lots, and the median lot is 0.28 acre.
- How is a cash offer for land in Troy set?
- We start from recent sales of similar lots nearby, like the 2025 prices on this page, then adjust for water and sewer, road access, flood zone, lot size and any title issues, and for the time and cost of reselling. You get one written number, not a range.
- How do I know a land buyer in Troy is legitimate?
- A real buyer closes through an independent, licensed title company and never asks you to pay anything up front. We never charge sellers a fee, deposit or closing-cost advance, and the title company pays you by check or wire at closing.
Local data
Troy land at a glance
Tax-roll figures cover parcel points inside the Census (TIGERweb ACS 2025 vintage) Troy town boundary (GEOID 3768520) in Montgomery County. Local rules and services are sourced below.
| Vacant residential lots | 490 parcels classified vacant residential on the 2026 North Carolina parcel and assessment data [1] |
|---|---|
| Most common lot size | Standard city lot (7,000–9,000 sq ft): 18% of vacant lots; next, quarter-acre lot at 16%. Median lot: 0.28 acre (12,090 sq ft). [1] |
| Typical county assessed value | $6,900 median county assessed value for a vacant lot; the middle half fall between $4,100 and $11,000 [1] |
| Recent lot sale prices | Too few county-qualified vacant-lot sales in 2025 to report a reliable median for Troy [1] |
| Owners who live elsewhere | 7% of vacant lots have an owner mailing address outside North Carolina (most often VA, SC, TN) [1] |
| Incorporated town, its own zoning | Troy is an incorporated town and administers its own zoning program; Montgomery County enforces zoning only in unincorporated areas of the county. [2],[6] |
| County issues the building permit | Montgomery County's Inspections Department issues building permits and does inspections inside town limits, working out of the Central Permitting office on North Main Street. [3] |
| Zoning and sign permit fees | The town requires a $50 zoning permit before a new structure, business or ownership change can get a county building permit, plus a separate $50 sign permit. [7] |
| The town runs its own water and sewer | The Town's Public Works Department maintains the town's own water and sewer lines and completed a service-line material inventory in October 2024 under the EPA Lead and Copper Rule. [8] |
| Its own property tax billing | The town collects its own property taxes rather than through the county; Montgomery County's tax office collects for four of the county's other five towns instead. [4] |
| Volunteer fire department | Troy's volunteer fire department, funded by the Town and the County, answers calls within about a 5-mile radius of its North Main Street station, including land outside town limits. [9] |
| Lake Tillery, Montgomery County | NC Highway 24/27, a state-designated Sandhills Scenic Drive, runs through Troy on its way to Lake Tillery at the Stanly County line; the lake is also the county water system's primary source. [5] |
Pricing
What is a lot in Troy worth?
These are county-qualified sale prices. A direct cash offer is usually lower, because a cash buyer closes in days and takes on the time and cost of reselling the lot.
What moves the price in Troy
A town zoning permit comes before the county building permit
The town handles its own zoning, but Montgomery County's Inspections Department issues the actual building permit and runs the inspections, out of the Central Permitting office on North Main Street. Its zoning ordinance requires a $50 zoning permit before that county permit can be issued for a new structure, a new business or a change of ownership, plus a separate $50 sign permit for business signage. Starting work before either permit is in hand means a doubled fee at the county level. A buyer pricing a lot here has to clear both steps, not just one, so we check zoning status before we make an offer. [2],[3],[7]
Town water and sewer reach most of Troy, not every edge parcel
The town's own Public Works Department maintains the town's water and sewer lines, separate from the county systems that serve other Montgomery County towns. The town completed an initial service-line inventory in October 2024 under the EPA's Lead and Copper Rule, and it tracks the material of each line going into a home or lot. A lot near the edge of town or recently annexed may not have a line already in the street, which changes what it costs to build on. We confirm what is actually at the property line before pricing a parcel here, not what a map shows for the town in general. [8]
What the tax roll shows for Troy vacant lots
Montgomery County's tax roll carries 490 vacant residential lots inside the town boundary, with a median size near 0.28 acres (12,090 square feet) and a median assessed value of $6,900 (middle range $4,100–$11,000). The most common size class is a standard city lot, at 18% of the total. That assessed value is the county's tax-roll number, not a market price: the state has not approved a qualified public sale-price series for this wave of North Carolina pages, so this page prints assessed values only and no sale-price range. [1]
Taxes and fire coverage work differently here than next door
The town collects its own property tax bill instead of routing through the county tax office, which handles billing for four of the county's other five towns. Fire protection for the town and the land around it comes from its volunteer fire department, funded jointly by the Town and the County, which answers calls within roughly a 5-mile radius of its station, well past the town line in places. Both details affect what a buyer needs to check on a specific parcel before closing, and they are not the same from one Montgomery County town to the next. [4],[9]
Common situations
Selling land in Troy in these situations
You own a lot here but live in another state
Yes. You can sell a lot here without living nearby. 7% of the vacant lots on this page's tax-roll scope carry an owner mailing address outside North Carolina; that is a mailing-address figure, not a record of where any owner actually lives. We handle electronic signing and mail-away closing through an independent title company, and pay by check or wire once that closing is done. [1]
The lot has no water or sewer tap yet
Yes. We buy vacant lots here that have never been tapped into town water or sewer. The town's Public Works Department runs its own lines, and whether a line already reaches a given lot depends on where it sits in town, not on the zoning designation alone. We check what is actually at the property line, including access and title, before we make an offer, so you do not have to pay for a tap just to get a number from us. [8]
You are not sure which office handles your permit
That confusion is normal here. The town issues its own $50 zoning permit, but Montgomery County's Inspections Department issues the building permit itself and performs inspections, out of the Central Permitting office on North Main Street. A seller does not need to sort this out before selling; our land inspection and title review cover zoning and permit status as part of pricing the parcel, at no cost to you if it does not check out. [2],[3],[7]
Step by step
How do I sell my land in Troy?
From your first message to money in hand, with nothing left out. Requesting an offer costs nothing and commits you to nothing.
See every detail of the process-
Tell us about your land
Fill out the short form (about 60 seconds) or email us. A land specialist reaches out to confirm the details, usually the same business day.
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Get your cash offer within 24 hours
We review the property and send a written, no-obligation cash offer within 24 hours. It is a real number, not a range. Take it or leave it, with no pressure either way.
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Sign electronically
If you accept, everyone signs the purchase agreement electronically. There is nothing to print or mail at this stage.
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We inspect, the title company verifies
Our team inspects the land and an independent title company runs a title search for liens or taxes owed. If the land does not pass inspection, you are never charged anything.
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Close and get paid
The title company prepares the closing documents for notarization and issues your funds by standard check, overnight check, or wire transfer. A typical sale closes in 10 days.
Questions
Selling land in Troy: common questions
Does the Town of Troy issue its own building permits?
No. The town administers its own zoning and issues a $50 zoning permit, but Montgomery County's Inspections Department issues the actual building permit and does the inspections, working out of the Central Permitting office on North Main Street.
Who provides water and sewer service in Troy?
The town's own Public Works Department maintains its water and sewer lines. The department also completed an initial service-line material inventory in October 2024 under the EPA's Lead and Copper Rule.
Does the town collect its own property taxes?
Yes. The town collects its own property tax bills rather than through Montgomery County's tax office, which collects instead for four of the county's other five towns.
Will you buy a Troy lot near the edge of town with no services yet?
Yes. We buy vacant lots whether or not water, sewer or a driveway are already in place. We check what utilities, access and title actually exist on the specific parcel before making a written, no-obligation offer within 24 hours.
Can I sell my lot here if I live out of state?
Yes. 7% of the vacant lots in this page's tax-roll scope have an owner mailing address outside North Carolina. We close by mail through an independent title company and pay by check or wire, with no need to visit in person.
Owner resources
Guides for your situation
- Can You Build on a Vacant Lot?
Maybe. A vacant lot is buildable only if the proposed use fits the rules that apply to that parcel and the site can satisfy access, utility, environmental, and permit requirements. Start with the local planning or zoning office, confirm that the parcel is a legal lot, and get a written parcel-specific answer. A zoning label or tax parcel number alone is not approval to build.[1][2]
- Can You Sell Land With a Lien?
Yes. Land with a lien can often be sold, but signing a deed does not by itself erase a valid claim. The lien may need to be paid, released, discharged, or otherwise resolved under the law that applies. With the seller's consent, an approved payoff can come from sale proceeds at closing. If the balance or lien is wrong, dispute it before closing and require proof of the cure.
- Selling Land With Boundary or Survey Problems
Land with a boundary or survey problem can still be offered for sale, but closing may depend on how the buyer, lender, and title insurer handle it. The contract and closing requirements determine whether a survey is needed. A fence does not by itself establish the record boundary. A survey can identify gaps, overlaps, occupation lines, and encroachments; a competing Florida title claim may require a quiet-title action.[1][6][7]
More places in Montgomery County
Your written offer
Get your cash offer
Four short steps, about 60 seconds. We review your property and send a written, no-obligation cash offer within 24 hours. You can take it or leave it.
What happens after you send this
- A land specialist reaches out, usually the same business day, to confirm the details.
- You get a written cash offer within 24 hours: a real number, not a range.
- You decide. Requesting an offer costs nothing and commits you to nothing.
You will never be asked to pay us anything. No deposit, no processing fee, no closing-cost advance.
Nearby areas we buy
- Mount Gilead
341 vacant lots
- Montgomery County
9,093 vacant lots countywide
How we made this page
Parcel Buyers is a land-buying company based in Florida. We buy vacant land directly from owners and publish these local pages so owners can see what land in their area is doing before they sell, to us or anyone else. We count the tax-roll figures ourselves from state data, take local rules and fees from the official sources listed below, and use AI tools to help research and draft the text. Every number links to its source, and we update the page when the data changes.
Method and sources
Parcel and assessment figures cover parcel points inside the Census (TIGERweb ACS 2025 vintage) Troy town boundary (GEOID 3768520). Source [1] is our own aggregate count of NC OneMap parcel points or frozen county extracts and the county sale layers named in the source data. Vacant-lot counts use nC has no statewide vacant code. Legacy wave-1 rows retain the frozen county-extract rules in DATA-NOTES-NC.md. The NC2 rule keeps records with improvement value 0, parcel value at least $1,000, known acreage no more than 10, struct not Y, and an owner name that does not match the government, HOA/common-area, church, conservation or utility exclusions. If more than 10% of the pre-struct scope has struct Y, the area uses its verified explicit vacant code or is dropped. Counts do not establish physical vacancy, residential zoning, access, legal-lot status or buildability. Names and addresses are not stored in outputs. Lot sizes use gIS acres on the extract (else record acres, else the parcel polygon area) x 43,560, bucketed with the Parcel Buyers lot sizing chart ([low, high) square feet). Values use county assessed value on the extract from each county's last reappraisal, which is not the same year in every county. Owner locations use owner mailing-address state on the extract; in_state = North Carolina. Junk state codes count as unknown, Canadian provinces as foreign. Onslow's extract carries no mailing state, so Onslow areas report in_state, other_us and foreign as not published (unknown 1.0). Treat medians as a guide to county records, not as an offer or an appraisal. Page updated November 7, 2026.
- [1] NC OneMap and county tax offices (data); Parcel Buyers (analysis), NC OneMap statewide parcel points (county tax data), with wave-1 qualified county sale layers (accessed 2026-10-03)
- [2] Montgomery County Government, Planning Department (accessed 2026-11-07)
- [3] Montgomery County Government, Inspections Department (accessed 2026-11-07)
- [4] Montgomery County Government, Tax Department (accessed 2026-11-07)
- [5] Montgomery County Government, Montgomery County Land Use Plan (2010, adopted) (accessed 2026-11-07)
- [6] Town of Troy, North Carolina, Planning and Zoning (accessed 2026-11-07)
- [7] Town of Troy, North Carolina, Building & Zoning Permits (accessed 2026-11-07)
- [8] Town of Troy, North Carolina, Public Works (accessed 2026-11-07)
- [9] Town of Troy, North Carolina, Fire Department (accessed 2026-11-07)