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Santa Rosa County, Florida

Sell your land in Navarre for cash

Parcel Buyers buys vacant lots in Navarre for cash, including unincorporated parcels where the fire assessment, utility capacity and flood zone shape a builder's budget. You get a written, no-obligation cash offer within 24 hours, and closings run through an independent title company, typically in about 10 days, with no fees or commissions.

Get my cash offer See Navarre lot data Or call (239) 893-7771

By Parcel Buyers · · Lot figures from the 2026 Florida property tax roll · How we made this page

Quick answers

Who buys land for cash in Navarre?
Parcel Buyers is a direct land buyer that makes written, no-obligation cash offers on vacant lots and acreage in Navarre, Santa Rosa County, usually within 24 hours. Sales close through an independent title company, typically in about 10 days, with no fees or commissions to the seller.
What did vacant lots in Navarre sell for in 2025?
In 2025, vacant lots in Navarre sold for a median of $97,500 across 61 arm's-length sales; the middle half sold for $75,000 to $150,000.
How many vacant lots are in Navarre?
The 2026 Florida property tax roll lists 2,154 vacant residential lots in Navarre; 30% are half-acre lots, and the median lot is 0.46 acre.
How is a cash offer for land in Navarre set?
We start from recent sales of similar lots nearby, like the 2025 prices on this page, then adjust for water and sewer, road access, flood zone, lot size and any title issues, and for the time and cost of reselling. You get one written number, not a range.
How do I know a land buyer in Navarre is legitimate?
A real buyer closes through an independent, licensed title company and never asks you to pay anything up front. We never charge sellers a fee, deposit or closing-cost advance, and the title company pays you by check or wire at closing.
Who is buying lots in Navarre?
In 2025, companies bought 39% of the vacant lots that sold in Navarre, including 26% bought by homebuilders. Individuals bought the rest.
Are vacant lot prices in Navarre going up or down?
Vacant lot prices in Navarre went up 8.3%: the median moved from $90,000 across 73 recorded sales in 2024 to $97,500 across 61 recorded sales in 2025. These are recorded sales, not list prices. From January to June 2026, 40 vacant lots in Navarre sold at a recorded median of $75,000.
Are vacant lots in Navarre in a FEMA high-risk flood zone?
About 23.7% of vacant lots in Navarre have their center point in a FEMA high-risk flood zone (effective maps dated March 9, 2021 to August 19, 2025). This is map screening, not a determination; check FEMA's Map Service Center for your parcel.
How many vacant lots in Navarre got a home on the tax roll in 2025?
68 vacant lots in Navarre changed from vacant-residential use to a home with new-construction evidence on the 2026 preliminary tax roll.

Local data

Navarre land at a glance

Tax-roll figures cover parcels whose property address city is Navarre, plus lots with no street address that sit in census block groups or survey sections where nearly all addressed parcels are Navarre in Santa Rosa County. Local rules and services are sourced below.

Navarre vacant land facts
Vacant residential lots 2,154 parcels classified vacant residential on the 2026 tax roll [1]
Most common lot size Half-acre lot (19,000–24,000 sq ft): 30% of vacant lots; next, quarter-acre lot at 13%. Median lot: 0.46 acre (20,000 sq ft). [1]
Typical assessed value $54,000 median just (market) value for a vacant lot; the middle half fall between $30,600 and $76,000 [1]
Recent lot sale prices $97,500 median across 61 arm's-length sales of vacant lots in Navarre (Jan 2025–Dec 2025); the middle half sold for $75,000–$150,000 [1]
Who bought lots in 2025 Companies made 39% of those purchases, including 26% by homebuilders; individuals made the rest [1]
Owners who live elsewhere 24% of vacant lots have an owner mailing address outside Florida (most often AL, WA, TX) [1]
County jurisdiction Navarre is outside Santa Rosa County's three incorporated municipalities. County planning, zoning and building review apply, with Holley-Navarre fire-district review required where it has jurisdiction. [2]
Vacant-lot fire assessment Holley-Navarre Fire District approved a $38.03 minimum for a vacant lot or the first 3 acres of unimproved land for fiscal year 2025-26. [3]
Large-acreage fire charge The same 2025-26 schedule charges unimproved acreage at $12.6773 per acre, subject to the $38.03 minimum for 3 acres. [3]
Water and sewer capacity fees Holley Navarre Water System's May 2025 policy lists $2,250 per ERU for water capacity and $4,200 per ERU for sewer capacity; one ERU is 300 gallons per day. [4]
Utility coverage differs Santa Rosa County's 2023 report showed 96% of residential development connected to centralized water but only 60% of single-family homes connected to centralized sewer in the Holley-Navarre franchise area. [5]
Community access road The county's preferred road alternative links Edgewood Drive to Whispering Pines Boulevard with 11-foot lanes and 10-foot side paths. [6]
Flood certificates New construction in a special flood hazard area needs under-construction and finished elevation certificates. V-zone work also needs elevation, anchor-piling and break-away-wall certificates before framing. [7]
Eglin Air Force Base Eglin Air Force Base occupies about 66,506 acres in southeastern Santa Rosa County. Base and industrial jobs draw traffic out of Navarre toward Eglin. [9]
Lot sales, 2025 vs 2024 2025: 61 recorded sales, $97,500 median; 2024: 73 recorded sales, $90,000 median. Median +8.3%; count -16.4%. [1]
Vacant lots that got a home on the tax roll in 2025 68 recorded with new-construction evidence. [1]
Years of lot supply at the 2025 building pace 31.7 years; simple ratio, not a forecast. [1]
Owner-type shares Individuals 71.9%; companies 21.7%; trusts 5.3%; estates/heirs 0.5%; government/associations 0.6%. [1]
2026 so far (Jan-Jun) 40 recorded vacant-lot sales; median $75,000. [1]
FEMA high-risk flood-zone screen About 23.7% of vacant lots in Navarre have their center point in a FEMA high-risk flood zone (effective maps dated March 9, 2021 to August 19, 2025). This is map screening, not a determination; check FEMA's Map Service Center for your parcel.
Springs BMAP small-lot screen About 0% of located vacant lots in Navarre are 1 acre or less and have their center point in an adopted Florida springs BMAP.
Aerial photo of Navarre, Florida, with the community's outline drawn on it
Navarre, Florida aerial: 2022 aerial imagery. Outline: approximate area of the lots counted on this page. Imagery: USDA NAIP via USGS The National Map.
Map of where the vacant lots are in Navarre, Florida, shaded by how many vacant lots each hexagon holds
Navarre, Florida vacant-lot density map: Each map hexagon groups nearby lots into about 180 acres at H3 resolution 8. Darker shading means more vacant lots on the 2026 roll counted on this page; areas with fewer than 5 lots are not shown. Imagery: USDA NAIP via USGS The National Map.
Half-acre lot 30% Quarter-acre lot 13% Oversized half-acre 8% Third-acre lot 8% All other sizes 41%
Vacant residential lots in Navarre by lot size, 2026 Florida property tax roll [1]. Half-acre lot 30%, Quarter-acre lot 13%, Oversized half-acre 8%, Third-acre lot 8%, All other sizes 41%.

Pricing

What is a lot in Navarre worth?

In 2025, vacant lots in Navarre sold for a median of $97,500 across 61 arm's-length sales; the middle half sold for $75,000 to $150,000. [1]

These are open-market sale prices. A direct cash offer is usually lower, because a cash buyer closes in days and takes on the time and cost of reselling the lot. Homebuilders made 26% of the 2025 lot purchases in Navarre, and builder demand can lift sale prices above what a single owner usually gets from a cash buyer.

See what similar lots sold for

What moves the price in Navarre

Fire assessment follows the vacant parcel

An empty lot inside Holley-Navarre Fire District receives its own annual assessment. For fiscal year 2025-26, the district approved $38.0317 for a vacant lot, rounded to a $38.03 minimum. Unimproved acreage is $12.6773 per acre with the same 3-acre minimum. The Santa Rosa County Tax Collector collects the assessment. It is a repeating holding cost that should be separated from county property tax when an owner reviews the bill. [3]

Water and sewer are separate capacity decisions

Public water is more widespread than centralized sewer. The county's 2023 report showed 96% water connections and 60% sewer connections within the utility franchise area. When service is available, the utility's May 2025 policy lists capacity charges of $2,250 per equivalent residential unit for water and $4,200 for sewer, with one ERU defined as 300 gallons per day. A buyer must price connection and capacity instead of treating a nearby pipe as free service. [5],[4]

Flood rules and the shape of the homesite

Flood review can affect foundation design and the permit sequence. Santa Rosa County requires under-construction and finished elevation certificates for new construction in a special flood hazard area. V-zone work also needs elevation, anchor-piling and break-away-wall certificates before framing. Lot size still matters: the median scoped parcel is 0.46 acres, and half-acre lots make up 30% of the 2,154 vacant residential lots. Check the mapped zone and usable footprint before comparing gross acreage. [7],[8],[1]

Road access and recent lot demand

Local access remains a planning issue because US 98 is both a high-volume route and a hurricane evacuation road. The county's preferred community-access alternative would rebuild an east-west route with 11-foot lanes and 10-foot side paths. Meanwhile, 61 arm's-length single-lot sales in 2025 had a median of $97,500, with the middle half at $75,000–$150,000. Check the lot's road position, utility capacity, flood conditions and usable area before comparing it with that range. [6],[1]

Common situations

Selling land in Navarre in these situations

The lot has water nearby but no sewer hookup

Yes, the lot can still be sold. County reporting shows a large gap between water and sewer connection rates in the utility area. If sewer capacity is available, the May 2025 policy lists $4,200 per ERU before other construction charges; if it is not, septic approval may be needed. Parcel Buyers checks both services and includes the likely path in the offer. [5],[4],[2]

You keep paying for an empty parcel

Yes, a sale ends future holding costs after closing. Inside the fire district, the fiscal-year 2025-26 assessment starts at $38.03 for a vacant lot or the first 3 acres of unimproved land. Taxes, liens or other recorded balances can be paid from the proceeds with the seller's consent, and the title company handles the approved payoffs. [3]

You own land from outside Florida

Yes, you can sell without traveling to the Panhandle. 24% of the scoped vacant residential lots have an owner mailing address outside Florida. Electronic signing and mail-away closing documents are available, while an independent title company handles the title work and sends the proceeds by check or wire. [1]

Step by step

How do I sell my land in Navarre?

From your first message to money in hand, with nothing left out. Requesting an offer costs nothing and commits you to nothing.

See every detail of the process

  1. Tell us about your land

    Fill out the short form (about 60 seconds) or email us. A land specialist reaches out to confirm the details, usually the same business day.

  2. Get your cash offer within 24 hours

    We review the property and send a written, no-obligation cash offer within 24 hours. It is a real number, not a range. Take it or leave it, with no pressure either way.

  3. Sign electronically

    If you accept, everyone signs the purchase agreement electronically. There is nothing to print or mail at this stage.

  4. We inspect, the title company verifies

    Our team inspects the land and an independent title company runs a title search for liens or taxes owed. If the land does not pass inspection, you are never charged anything.

  5. Close and get paid

    The title company prepares the closing documents for notarization and issues your funds by standard check, overnight check, or wire transfer. A typical sale closes in 10 days.

Questions

Selling land in Navarre: common questions

Is Navarre an incorporated city with city permits?

No. Navarre is in unincorporated Santa Rosa County. County planning, zoning and building-permit review apply, along with Holley-Navarre fire-district review where it has jurisdiction. The county guide says an FDEP septic permit is required before building-permit issuance when a private system is proposed.

How much is the fire assessment on a vacant lot?

The fiscal-year 2025-26 minimum is $38.03 for a vacant lot or the first 3 acres of unimproved land. Larger unimproved tracts are assessed at $12.6773 per acre under the district's approved resolution.

What are the water and sewer capacity charges?

The utility's May 2025 policy lists $2,250 per ERU for water and $4,200 per ERU for sewer. One ERU equals 300 gallons per day, and the policy can assign fractional or multiple ERUs based on the proposed use.

Can I sell land that needs flood-elevation review?

Yes. A sale does not require you to design the future house. The county requires under-construction and finished elevation certificates for new work in special flood hazard areas, with added anchor-piling and break-away-wall certificates for V-zone work before framing. Parcel Buyers checks the mapped zone during its land inspection.

Why does road access matter for land north of US 98?

Local access is a documented planning issue. The county says US 98 carries heavy regional traffic and serves as a hurricane evacuation route, while its preferred community-road alternative would add an east-west local connection, sidewalks and bicycle facilities.

Owner resources

Guides for your situation

  • Can You Sell Land With a Lien?

    Yes. Land with a lien can often be sold, but signing a deed does not by itself erase a valid claim. The lien may need to be paid, released, discharged, or otherwise resolved under the law that applies. With the seller's consent, an approved payoff can come from sale proceeds at closing. If the balance or lien is wrong, dispute it before closing and require proof of the cure.

  • Selling a Vacant Lot With Code Enforcement Liens

    Yes, a Florida vacant lot with a code enforcement lien can often be sold, but first confirm the violation, daily fine, compliance status, and written payoff with the city or county that issued the order. A fine can accrue until the violator complies or judgment is entered in an enforcement suit.[1] A reduction is not automatic. A clear-title closing normally needs a current payoff and a documented satisfaction or release path.

  • How to Sell Land During a Divorce

    Florida land can be sold during a divorce when the people with authority to convey title sign and the sale follows every applicable agreement and court order. Divorce law may treat land as marital even when only one spouse appears on the deed.[1][2] If ownership, signing authority, or the division of proceeds is unsettled, have a Florida attorney and the closing title company resolve those issues before closing.

More places in Santa Rosa County

Your written offer

Get your cash offer

Four short steps, about 60 seconds. We review your property and send a written, no-obligation cash offer within 24 hours. You can take it or leave it.

What happens after you send this

  1. A land specialist reaches out, usually the same business day, to confirm the details.
  2. You get a written cash offer within 24 hours: a real number, not a range.
  3. You decide. Requesting an offer costs nothing and commits you to nothing.

You will never be asked to pay us anything. No deposit, no processing fee, no closing-cost advance.

What kind of land do you own?

No obligation. No fees. Prefer email? Write to info@theparcelbuyers.com.

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Nearby areas we buy

How we made this page

Parcel Buyers is a land-buying company based in Florida. We buy vacant land directly from owners and publish these local pages so owners can see what land in their area is doing before they sell, to us or anyone else. We count the tax-roll figures ourselves from state data, take local rules and fees from the official sources listed below, and use AI tools to help research and draft the text. Every number links to its source, and we update the page when the data changes.

Method and sources

Tax-roll figures cover parcels whose property address city is Navarre, plus lots with no street address that sit in census block groups or survey sections where nearly all addressed parcels are Navarre. Source [1] is our own count of the Florida Department of Revenue's 2026 preliminary property tax roll: "vacant residential" means land-use code 000; lot sizes use the land square footage on the roll; values are the county property appraiser's just (market) value as of January 1, 2026; sale prices count only arm's-length sales of a single lot that was vacant when it sold and was still vacant on January 1, 2026 (bulk and multi-parcel deeds removed). Page updated October 2, 2026. Exact cross-roll matching found that 6.3% of current vacant lots lacked a unique prior-roll match; parcel splits, combinations, renumbering, and missing IDs are not guessed. The reviewed 2026 recorded-sale window runs from January through June 2026; unreviewed recent sales are excluded. Flood and springs-BMAP figures screen tax-roll parcel center points, not parcel boundaries. They are aggregate map screens, not flood-zone, insurance, buildability, elevation, septic, or permitting determinations.

  1. [1] Florida Department of Revenue (data); Parcel Buyers (analysis), Parcel Buyers analysis of the 2026 preliminary Name-Address-Legal (NAL) property tax roll (accessed 2026-10-03)
  2. [2] Santa Rosa County Development Services, Electronic Plan Submittal Requirements (accessed 2026-10-02)
  3. [3] Holley-Navarre Fire District, Annual Fire Assessment for FY 2025-26 (accessed 2026-10-02)
  4. [4] Holley Navarre Water System, System Capacity Fee Policy, May 2025 (accessed 2026-10-02)
  5. [5] Santa Rosa County, 2023 Utility Operational Status Report (accessed 2026-10-02)
  6. [6] Santa Rosa County, Navarre Community Access Road PD&E Study (accessed 2026-10-02)
  7. [7] Santa Rosa County Development Services, Building Permit Application and Flood Requirements (accessed 2026-10-02)
  8. [8] Santa Rosa County, Geographic Information System Maps (accessed 2026-10-02)
  9. [9] Santa Rosa County, Santa Rosa County 2040 Comprehensive Plan (accessed 2026-10-02)