Polk County, Florida
Sell your land in Combee Settlement for cash
Own an empty lot in Combee Settlement? Parcel Buyers pays cash for it, patio-home lots and smaller slivers alike, no matter the utility status. You get a written, no-obligation cash offer within 24 hours, and closings run through an independent title company, typically in about 10 days, with no fees or commissions.
By Parcel Buyers · · Lot figures from the 2026 Florida property tax roll · How we made this page
Quick answers
- Who buys land for cash in Combee Settlement?
- Parcel Buyers is a direct land buyer that makes written, no-obligation cash offers on vacant lots and acreage in Combee Settlement, Polk County, usually within 24 hours. Sales close through an independent title company, typically in about 10 days, with no fees or commissions to the seller.
- How many vacant lots are in Combee Settlement?
- The 2026 Florida property tax roll lists 203 vacant residential lots in Combee Settlement; 29% are patio-home lots, and the median lot is 0.16 acre.
- How is a cash offer for land in Combee Settlement set?
- We start from recent sales of similar lots nearby, like the 2025 prices on this page, then adjust for water and sewer, road access, flood zone, lot size and any title issues, and for the time and cost of reselling. You get one written number, not a range.
- How do I know a land buyer in Combee Settlement is legitimate?
- A real buyer closes through an independent, licensed title company and never asks you to pay anything up front. We never charge sellers a fee, deposit or closing-cost advance, and the title company pays you by check or wire at closing.
- How much are estimated annual ad valorem taxes on a typical vacant lot in Combee Settlement?
- A typical vacant lot in Combee Settlement has estimated 2025 ad valorem taxes about $758 a year; most lots here also pay non-ad valorem charges (listed below).
- Are vacant lots in Combee Settlement in a FEMA high-risk flood zone?
- About 2.5% of vacant lots in Combee Settlement have their center point in a FEMA high-risk flood zone (effective maps dated December 22, 2016). This is map screening, not a determination; check FEMA's Map Service Center for your parcel.
- How many vacant lots in Combee Settlement got a home on the tax roll in 2025?
- 166 vacant lots in Combee Settlement changed from vacant-residential use to a home with new-construction evidence on the 2026 final tax roll.
Local data
Combee Settlement land at a glance
Tax-roll figures cover parcels in the 4 Polk County block groups that the 2020 Census assigns to the Combee Settlement CDP (Census boundaries, not city limits), addressed Lakeland in Polk County. Local rules and services are sourced below.
Property addresses here read Lakeland (100%).
| Vacant residential lots | 203 parcels classified vacant residential on the 2026 tax roll [1] |
|---|---|
| Most common lot size | Patio-home lot (5,000–7,000 sq ft): 29% of vacant lots; next, micro lot at 25%. Median lot: 0.16 acre (6,770 sq ft). [1] |
| Typical assessed value | $21,500 median just (market) value for a vacant lot; the middle half fall between $6,500 and $38,600 [1] |
| Recent lot sale prices | Too few arm's-length vacant-lot sales in 2025 to report a reliable median for Combee Settlement [1] |
| Owners who live elsewhere | 9% of vacant lots have an owner mailing address outside Florida (most often NY, CO, NC) [1] |
| Local government | Combee Settlement has stayed unincorporated, which means Polk County's Building Division, not a city office, issues permits and impact fees for anything built here. [2] |
| Location and extent | Combee Settlement sits about three miles east-northeast of Lakeland, covering 1.99 square miles. The area also includes the unincorporated community of Country Club Estates. [3] |
| Saddle Creek Park | Polk County's 750-acre Saddle Creek Park, Campground and Gun Range sits at 3716 Morgan Combee Road, Lakeland, in the same ZIP code as this tax-roll scope. Most of the park's acreage is water. [4] |
| Fire coverage | Polk County Fire Rescue Station 39, named Saddle Creek, sits at 3325 E. Main Street, Lakeland, in the same ZIP code (33801) as this tax-roll scope. [5] |
| ZIP code | Combee Settlement carries ZIP code 33801 on the tax roll and sits inside the Lakeland-Winter Haven metropolitan area. [3] |
| Septic permits | Septic work in this scope goes through the Florida Department of Health in Polk County the same as anywhere else in the county, though a private-provider inspection option opened up in July 2022. [6] |
| Vacant lots that got a home on the tax roll in 2025 | 166 recorded with new-construction evidence. [1] |
| Years of lot supply at the 2025 building pace | 1.2 years; simple ratio, not a forecast. [1] |
| Typical annual ad valorem taxes | A typical vacant lot in Combee Settlement has estimated 2025 ad valorem taxes about $758 a year; most lots here also pay non-ad valorem charges (listed below). |
| 2026 so far (Jan-Sep) | County-level for Polk County: 430 recorded vacant-lot sales; median $40,000. [1] |
| FEMA high-risk flood-zone screen | About 2.5% of vacant lots in Combee Settlement have their center point in a FEMA high-risk flood zone (effective maps dated December 22, 2016). This is map screening, not a determination; check FEMA's Map Service Center for your parcel. |
| Springs BMAP small-lot screen | About 0% of located vacant lots in Combee Settlement are 1 acre or less and have their center point in an adopted Florida springs BMAP. |
Pricing
What is a lot in Combee Settlement worth?
These are open-market sale prices. A direct cash offer is usually lower, because a cash buyer closes in days and takes on the time and cost of reselling the lot.
See what similar lots sold for
What moves the price in Combee Settlement
Patio and micro lots dominate the tax roll here
Vacant residential land in this tax-roll scope leans small. patio-home lots make up 29% of the 203 lots counted, with micro lots under 5,000 square feet close behind. The median lot runs 0.16 acres (6,770 square feet). A small lot in this scope can still carry full tax-roll value, but its size limits what a builder can put on it without combining parcels. [1]
A 750-acre water park sits on the same road and ZIP code
Saddle Creek Park, Campground and Gun Range covers 750 acres at 3716 Morgan Combee Road, Lakeland, much of it water, with boat launches and bank and pier fishing. It shares this tax-roll scope's ZIP code and a road named for the same Combee family the settlement is named after. A large nearby water body like this affects local drainage and can bring a lot closer to a flood zone, which is one more reason title and site checks matter before a cash offer. [4]
A handful of sales, not a market comp
Just 4 vacant lots in this tax-roll scope traded in a qualifying arm's-length sale during 2025, too thin a count to publish a meaningful median or range. What the roll gives us instead is a property-appraiser just value of $21,500, with the middle half between $6,500–$38,600. That figure is a tax assessment, not a market comp, so we weigh our own parcel, title and access review heavier than a sale count this small. [1]
Common situations
Selling land in Combee Settlement in these situations
An inherited parcel you've never laid eyes on
Plenty of our sellers here never have either. The area sits about three miles east-northeast of Lakeland and includes the community of Country Club Estates, with the 750-acre Saddle Creek Park down the same road the settlement's namesake family gave its name to. Our offer comes from the title and parcel file, so an inherited lot you've never visited closes the same way any other one would. [3],[4]
Your lot sits close to Saddle Creek Park's water
Yes, we still buy it. Saddle Creek Park's 750 acres are mostly water, and land near a large water body can carry flood-zone or wetland questions that affect buildability. Parcel Buyers checks utilities, access and title on every parcel before offering, so a lot near the park gets the same written offer process as any other lot in this scope, with the inspection as the only contingency. [4]
You haven't been near Combee Settlement in years
That's common, not unusual. 9% of this scope's owners already carry an out-of-state mailing address. The whole sale can run remotely: an e-signed purchase agreement, an independent title company handling the closing paperwork, and payment by check or wire once it records. [1]
Step by step
How do I sell my land in Combee Settlement?
From your first message to money in hand, with nothing left out. Requesting an offer costs nothing and commits you to nothing.
See every detail of the process-
Tell us about your land
Fill out the short form (about 60 seconds) or email us. A land specialist reaches out to confirm the details, usually the same business day.
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Get your cash offer within 24 hours
We review the property and send a written, no-obligation cash offer within 24 hours. It is a real number, not a range. Take it or leave it, with no pressure either way.
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Sign electronically
If you accept, everyone signs the purchase agreement electronically. There is nothing to print or mail at this stage.
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We inspect, the title company verifies
Our team inspects the land and an independent title company runs a title search for liens or taxes owed. If the land does not pass inspection, you are never charged anything.
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Close and get paid
The title company prepares the closing documents for notarization and issues your funds by standard check, overnight check, or wire transfer. A typical sale closes in 10 days.
Questions
Selling land in Combee Settlement: common questions
Is Combee Settlement its own town, or part of unincorporated Polk County?
Combee Settlement is unincorporated; it is not a town or city. Polk County's Building Division issues permits here, the same as for the rest of unincorporated Polk County east of Lakeland.
What is Saddle Creek Park, and is it inside Combee Settlement?
Saddle Creek Park is a 750-acre Polk County park, campground and gun range at 3716 Morgan Combee Road, Lakeland, mostly water, with boat launches and fishing piers. It shares this scope's ZIP code and sits on a road carrying the same family name as the settlement.
Does Combee Settlement have public water and sewer, or septic?
It varies by parcel. The Florida Department of Health in Polk County permits and inspects every new or repaired septic system countywide, which shows septic is common enough here to need its own permitting office; any central water or sewer line depends on the specific subdivision.
Why weren't there many 2025 lot sales in Combee Settlement to compare my lot to?
Four qualifying vacant-lot sales showed up here for 2025 — not nearly enough to call a trend. Our number comes from the roll's just value together with a parcel-specific title and access review, not that short list of trades.
Does it matter that I haven't visited my Combee Settlement lot?
No. Plenty of owners in this scope have never seen their parcel in person — 9% already list an address outside Florida. You can sign the agreement electronically, let the title company handle closing, and get paid by check or wire.
Owner resources
Guides for your situation
- How Cash Land Buyers Price Offers
A cash-land offer may start with verified sales of land with similar use, then adjust those sales for meaningful differences.[1] Buyers may also account for access, utilities, legal use, size, shape, flood and soil questions, title issues, demand, and costs and risk they will carry. No universal assessed-value percentage applies. Compare each written offer by expected net proceeds, contingencies, seller work, and timing—not one asking price or headline number.
- How to Sell Land During a Divorce
Florida land can be sold during a divorce when the people with authority to convey title sign and the sale follows every applicable agreement and court order. Divorce law may treat land as marital even when only one spouse appears on the deed.[1][2] If ownership, signing authority, or the division of proceeds is unsettled, have a Florida attorney and the closing title company resolve those issues before closing.
- How to Sell Land in a Flood Zone
Flood-zone land can be sellable and sometimes buildable. A FEMA flood zone describes mapped risk; it is not a building permit. The buyer must verify the current effective Flood Insurance Rate Map and any map changes, then ask the local floodplain administrator what elevation, floodway, coastal, permit, and design rules apply.[1][2][4] Vacant land itself is not covered by an NFIP policy; flood insurance covers qualifying buildings and contents, not land value.[5][6]
More places in Polk County
Your written offer
Get your cash offer
Four short steps, about 60 seconds. We review your property and send a written, no-obligation cash offer within 24 hours. You can take it or leave it.
What happens after you send this
- A land specialist reaches out, usually the same business day, to confirm the details.
- You get a written cash offer within 24 hours: a real number, not a range.
- You decide. Requesting an offer costs nothing and commits you to nothing.
You will never be asked to pay us anything. No deposit, no processing fee, no closing-cost advance.
Nearby areas we buy
- Medulla
224 vacant lots
- Lakeland
6,878 vacant lots · 2025 median lot sale $49,000
- Auburndale
2,227 vacant lots · 2025 median lot sale $61,200
- Polk County
49,405 vacant lots countywide
How we made this page
Parcel Buyers is a land-buying company based in Florida. We buy vacant land directly from owners and publish these local pages so owners can see what land in their area is doing before they sell, to us or anyone else. We count the tax-roll figures ourselves from state data, take local rules and fees from the official sources listed below, and use AI tools to help research and draft the text. Every number links to its source, and we update the page when the data changes.
Method and sources
Tax-roll figures cover parcels in the 4 Polk County block groups that the 2020 Census assigns to the Combee Settlement CDP (Census boundaries, not city limits), addressed Lakeland. Source [1] is our own count of the Florida Department of Revenue's 2026 final property tax roll: "vacant residential" means land-use code 000; lot sizes use the land square footage on the roll; values are the county property appraiser's just (market) value as of January 1, 2026; sale prices count only arm's-length sales of a single lot that was vacant when it sold and was still vacant on January 1, 2026 (bulk and multi-parcel deeds removed). Page updated October 30, 2026. Holding-cost estimates use 2025 taxable values and 2025 millage for FDOR vacant-residential code 000 parcels. They cover ad valorem taxes only, not a parcel-specific bill or non-ad valorem assessments. The reviewed 2026 recorded-sale window runs from January through September 2026; unreviewed recent sales are excluded. County-level figures are used on this place page. Flood and springs-BMAP figures screen tax-roll parcel center points, not parcel boundaries. They are aggregate map screens, not flood-zone, insurance, buildability, elevation, septic, or permitting determinations.
- [1] Florida Department of Revenue (data); Parcel Buyers (analysis), Parcel Buyers analysis of the 2026 final Name-Address-Legal (NAL) property tax roll (accessed 2026-10-03)
- [2] Polk County Government, Building Permitting — Steps, Fees and Impact Fee Schedules (accessed 2026-10-30)
- [3] Wikipedia, Combee Settlement, Florida (accessed 2026-10-30)
- [4] Polk County Government, Saddle Creek Park, Campground and Gun Range (accessed 2026-10-30)
- [5] Polk County Government, Fire Station Locations (accessed 2026-10-30)
- [6] Florida Department of Health in Polk County, Septic Tanks — Onsite Sewage Treatment & Disposal Systems (accessed 2026-10-30)